Jana Small Finance Bank (NSE:JSFB) Profitability Rank: 4 (As of Jun. 2026) — Near Median

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
28 GF Score
Price ₹536.95
! 7 Warning Signs
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What is Jana Small Finance Bank Profitability Rank?

Jana Small Finance Bank NSE:JSFB -0.86% 28 Profitability Rank is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates NSE:JSFB with a GF Score™ of 28/100. The stock has 7 warning signs investors should review.

Jana Small Finance Bank has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Jana Small Finance Bank's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, Jana Small Finance Bank's Piotroski F-Score is 3.


Jana Small Finance Bank Profitability Rank Related Terms


Jana Small Finance Bank Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's Profitability Rank falls into.


NSE:JSFB
28GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Jana Small Finance Bank has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Jana Small Finance Bank's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0 / 10093.829
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Jana Small Finance Bank has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Jana Small Finance Bank (NSE:JSFB) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Jana Small Finance Bank and its competitors. This is near median its historical median of 4.00. Over the past decade, Jana Small Finance Bank's Profitability Rank has ranged from 3.00 to 5.00.
Is Jana Small Finance Bank's Profitability Rank too high?
Jana Small Finance Bank's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. Overall, Jana Small Finance Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Profitability Rank compare to competitors?
Jana Small Finance Bank's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Jana Small Finance Bank's own Profitability Rank has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Profitability Rank of 4. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. Jana Small Finance Bank's overall GF Score™ is 28/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
28GF Score

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Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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