Jana Small Finance Bank (NSE:JSFB) Change In Working Capital: ₹0 Mil (TTM As of Jun. 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
51 GF Score
Price ₹547.10
GF Value ₹577.46
Valuation Fairly Valued
! 7 Warning Signs
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What is Jana Small Finance Bank Change In Working Capital?

Jana Small Finance Bank NSE:JSFB -4.13% 51 Change In Working Capital is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 51/100 and a GF Value™ of ₹577.46 (Fairly Valued). The stock has 7 warning signs investors should review.

Jana Small Finance Bank's change in working capital for the quarter that ended in Jun. 2026 was ₹0 Mil.

Jana Small Finance Bank's change in working capital for the fiscal year that ended in Mar. 2026 was ₹-6,754 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).


Jana Small Finance Bank Change In Working Capital Related Terms


Jana Small Finance Bank Change In Working Capital Historical Data

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The historical data trend for Jana Small Finance Bank's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Change In Working Capital Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only 1,892.55 -22,053.53 -5,451.17 28,136.12 -6,754.37

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSE:JSFB
51GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of ₹0 Mil mean?
Jana Small Finance Bank (NSE:JSFB) has a Change In Working Capital of ₹0 Mil as of Jun. 2026. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Jana Small Finance Bank.
Is Jana Small Finance Bank's Change In Working Capital too high?
Jana Small Finance Bank's current Change In Working Capital is ₹0 Mil. Overall, Jana Small Finance Bank has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Change In Working Capital compare to competitors?
Jana Small Finance Bank's Change In Working Capital of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Banks company?
A good Change In Working Capital depends on the Banks industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Jana Small Finance Bank. Jana Small Finance Bank's current Change In Working Capital is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, Jana Small Finance Bank (NSE:JSFB) is currently considered Fairly Valued. The stock's GF Value™ is ₹577.46, compared to a current price of ₹547.10 — trading 5.3% below its estimated fair value. The current Change In Working Capital is ₹0 Mil. Jana Small Finance Bank's overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Change In Working Capital is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?

Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued. The current stock price of ₹547.10 is trading 5.3% below its estimated GF Value™ of ₹577.46. GuruFocus considers Jana Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:JSFB:

  • Change In Working Capital: ₹0 Mil
  • GF Value™: ₹577.46 vs. price of ₹547.10 (5.3% below fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
51GF Score

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Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹547.10
Price
₹577.46
GF Value