Jana Small Finance Bank (NSE:JSFB) OCF Yield %: 12.25 (As of Jun. 27, 2026)


NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
26 GF Score
Price ₹448.50
! 5 Warning Signs
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What is Jana Small Finance Bank OCF Yield %?

Jana Small Finance Bank NSE:JSFB -2.70% 26 OCF Yield % is 12.25 as of Jun. 27, 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Jana Small Finance Bank ranks better than 62.52% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Jana Small Finance Bank's Trailing 12-Month Cash Flow from Operations is ₹0 Mil, and Market Cap is ₹47,245 Mil. Therefore, Jana Small Finance Bank's OCF Yield % for today is 12.25%.

The historical rank and industry rank for Jana Small Finance Bank's OCF Yield % or its related term are showing as below:

NSE:JSFB' s OCF Yield % Range Over the Past 10 Years
Min: 12.25   Med: 0   Max: 12.25
Current: 12.25


During the past 9 years, the highest OCF Yield % of Jana Small Finance Bank was 12.25%. The lowest was 12.25%. And the median was %.

NSE:JSFB's OCF Yield % is ranked better than
62.52% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs NSE:JSFB: 12.25

Jana Small Finance Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Jana Small Finance Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jana Small Finance Bank OCF Yield % Related Terms


Jana Small Finance Bank OCF Yield % Historical Data

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The historical data trend for Jana Small Finance Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank OCF Yield % Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 16.52 95.25 15.65

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jana Small Finance Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's OCF Yield % falls into.


NSE:JSFB
26GF Score
Jana Small Finance Bank Ltd NSE:JSFB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Jana Small Finance Bank's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=5936.435 / 37932.79875
=15.65%

Jana Small Finance Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 37932.79875
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 12.25 mean?
Jana Small Finance Bank (NSE:JSFB) has a OCF Yield % of 12.25 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jana Small Finance Bank and its competitors. Over the past decade, Jana Small Finance Bank's OCF Yield % has ranged from 12.25 to 12.25. According to the industry distribution chart, Jana Small Finance Bank ranks #563 out of 1502 companies in the Banks industry, placing it in the top 37.5%.
Is Jana Small Finance Bank's OCF Yield % too high?
Jana Small Finance Bank's current OCF Yield % is 12.25. Over the past 10 years, this metric has ranged from a low of 12.25 to a high of 12.25. The Banks industry median OCF Yield % is 9.24. Jana Small Finance Bank's value of 12.25 is 32.6% above this industry median. Based on the distribution chart, Jana Small Finance Bank ranks #563 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Jana Small Finance Bank ranks #563 out of 1502 companies for OCF Yield %. This puts Jana Small Finance Bank in the upper half of its industry. The industry median OCF Yield % is 9.24. Jana Small Finance Bank's value of 12.25 is 32.6% above this benchmark. Historically, Jana Small Finance Bank's own OCF Yield % has ranged from 12.25 to 12.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jana Small Finance Bank's current OCF Yield % of 12.25 is 32.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Jana Small Finance Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jana Small Finance Bank's current OCF Yield % is 12.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current OCF Yield % of 12.25. The current OCF Yield % is 12.25 and 32.6% above the Banks industry median of 9.24. Jana Small Finance Bank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current OCF Yield % is 12.25 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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