Jana Small Finance Bank (NSE:JSFB) Enterprise Value: ₹76,631 Mil (As of Jun. 27, 2026) ***


NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
26 GF Score
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! 5 Warning Signs
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What is Jana Small Finance Bank Enterprise Value?

Jana Small Finance Bank NSE:JSFB -2.70% 26 Enterprise Value is ₹76,631 Mil as of Jun. 27, 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Jana Small Finance Bank's Enterprise Value is ₹76,631 Mil. Jana Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹36,477 Mil. Therefore, Jana Small Finance Bank's EV-to-Revenue ratio for today is 2.10.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Jana Small Finance Bank's Enterprise Value is ₹76,631 Mil. Jana Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Jana Small Finance Bank's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Jana Small Finance Bank's Enterprise Value is ₹76,631 Mil. Jana Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Jana Small Finance Bank's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Jana Small Finance Bank  (NSE:JSFB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Jana Small Finance Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=76631.268/36477.098
=2.10

Jana Small Finance Bank's current Enterprise Value is ₹76,631 Mil.
Jana Small Finance Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹36,477 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Jana Small Finance Bank's EV-to-OCF for today is:


Jana Small Finance Bank's current Enterprise Value is ₹76,631 Mil.
Jana Small Finance Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Jana Small Finance Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=76631.268/0
=

Jana Small Finance Bank's current Enterprise Value is ₹76,631 Mil.
Jana Small Finance Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jana Small Finance Bank Enterprise Value Related Terms


Jana Small Finance Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Jana Small Finance Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Enterprise Value Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 66,674.38 32,046.02 67,318.61

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32,046.02 53,892.69 61,608.35 44,773.03 67,318.61

Jana Small Finance Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jana Small Finance Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's Enterprise Value falls into.


NSE:JSFB
26GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Jana Small Finance Bank's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Jana Small Finance Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹76,631 Mil mean?
Jana Small Finance Bank (NSE:JSFB) has a Enterprise Value of ₹76,631 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Enterprise Value too high?
Jana Small Finance Bank's current Enterprise Value is ₹76,631 Mil. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Enterprise Value compare to competitors?
Jana Small Finance Bank's Enterprise Value of ₹76,631 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Enterprise Value is ₹76,631 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Enterprise Value of ₹76,631 Mil. The current Enterprise Value is ₹76,631 Mil. Jana Small Finance Bank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Enterprise Value is ₹76,631 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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