Jana Small Finance Bank (NSE:JSFB) 1-Year Sharpe Ratio: -0.27 (As of Jul. 22, 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
29 GF Score
Price ₹561.60
! 7 Warning Signs
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What is Jana Small Finance Bank 1-Year Sharpe Ratio?

Jana Small Finance Bank NSE:JSFB +5.64% 29 1-Year Sharpe Ratio is -0.27 as of Jul. 22, 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 29/100. The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-22), Jana Small Finance Bank's 1-Year Sharpe Ratio is -0.27.

Jana Small Finance Bank  (NSE:JSFB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Jana Small Finance Bank 1-Year Sharpe Ratio Related Terms

Jana Small Finance Bank 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, Jana Small Finance Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jana Small Finance Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jana Small Finance Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Jana Small Finance Bank's 1-Year Sharpe Ratio falls into.


NSE:JSFB
29GF Score
Jana Small Finance Bank Ltd NSE:JSFB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.27 mean?
Jana Small Finance Bank (NSE:JSFB) has a 1-Year Sharpe Ratio of -0.27 as of Jul. 22, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's 1-Year Sharpe Ratio too high?
Jana Small Finance Bank's current 1-Year Sharpe Ratio is -0.27. Overall, Jana Small Finance Bank has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's 1-Year Sharpe Ratio compare to competitors?
Jana Small Finance Bank's 1-Year Sharpe Ratio of -0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current 1-Year Sharpe Ratio is -0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current 1-Year Sharpe Ratio of -0.27. The current 1-Year Sharpe Ratio is -0.27. Jana Small Finance Bank's overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current 1-Year Sharpe Ratio is -0.27 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
29GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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