Jana Small Finance Bank (NSE:JSFB) Net Loan: ₹338,277 Mil (As of Mar. 2026)

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NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
26 GF Score
Price ₹489.95
! 6 Warning Signs
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What is Jana Small Finance Bank Net Loan?

Jana Small Finance Bank NSE:JSFB +0.66% 26 Net Loan is ₹338,277 Mil as of Mar. 2026. GuruFocus rates NSE:JSFB with a GF Score™ of 26/100. The stock has 6 warning signs investors should review.

Jana Small Finance Bank's quarterly net loan declined from Sep. 2025 (₹297,434 Mil) to Dec. 2025 (₹0 Mil) but then increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹338,277 Mil).

Jana Small Finance Bank's annual net loan increased from Mar. 2024 (₹228,245 Mil) to Mar. 2025 (₹0 Mil) and increased from Mar. 2025 (₹0 Mil) to Mar. 2026 (₹338,277 Mil).

Jana Small Finance Bank Net Loan Historical Data

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The historical data trend for Jana Small Finance Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jana Small Finance Bank Net Loan Chart

Jana Small Finance Bank Annual Data
Trend Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only 128,687.06 177,529.62 228,244.64 263,111.64 338,276.85

Jana Small Finance Bank Quarterly Data
Mar18 Mar19 Mar20 Sep20 Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 263,111.64 0.00 297,434.08 0.00 338,276.85
NSE:JSFB
26GF Score
Jana Small Finance Bank Ltd NSE:JSFB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Jana Small Finance Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₹338,277 Mil mean?
Jana Small Finance Bank (NSE:JSFB) has a Net Loan of ₹338,277 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Jana Small Finance Bank and its competitors.
Is Jana Small Finance Bank's Net Loan too high?
Jana Small Finance Bank's current Net Loan is ₹338,277 Mil. Overall, Jana Small Finance Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Jana Small Finance Bank's Net Loan compare to competitors?
Jana Small Finance Bank's Net Loan of ₹338,277 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Jana Small Finance Bank and its competitors. Jana Small Finance Bank's current Net Loan is ₹338,277 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jana Small Finance Bank stock overvalued right now?
Jana Small Finance Bank (NSE:JSFB) has a current Net Loan of ₹338,277 Mil. The current Net Loan is ₹338,277 Mil. Jana Small Finance Bank's overall GF Score™ is 26/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Jana Small Finance Bank (NSE:JSFB), the current Net Loan is ₹338,277 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
26GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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