Jana Small Finance Bank (NSE:JSFB) 1-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:JSFB Jana Small Finance Bank Ltd NSE:JSFB
50 GF Score
Price ₹546.35
GF Value ₹574.10
Valuation Fairly Valued
! 7 Warning Signs
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What is Jana Small Finance Bank 1-Year ROIIC %?

1-Year ROIIC % does not apply to banks.

NSE:JSFB
50GF Score
Jana Small Finance Bank Ltd NSE:JSFB
1-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Jana Small Finance Bank (NSE:JSFB) Overvalued in 2026?

Based on GuruFocus' analysis, Jana Small Finance Bank stock appears to be undervalued. The current stock price of ₹546.35 is trading 4.8% below its estimated GF Value™ of ₹574.10. GuruFocus considers Jana Small Finance Bank to be Fairly Valued.

Key valuation signals for NSE:JSFB:

  • 1-Year ROIIC %:
  • GF Value™: ₹574.10 vs. price of ₹546.35 (4.8% below fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:JSFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jana Small Finance Bank Business Description

Other Exchanges 544118:India
Address Koramangala Inner Ring Road, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B Off Domlur, Next to EGL Business Park Challaghatta, Bengaluru, KA, IND, 560071
Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.
50GF Score

Get the complete analysis for NSE:JSFB

1-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹546.35
Price
₹574.10
GF Value