PRCH (Porch Group) Cash Flow from Operations: $90.6 Mil (TTM As of Mar. 2026)

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PRCH Porch Group Inc PRCH
65 GF Score
Price $12.63
GF Value $3.97
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Porch Group Cash Flow from Operations?

Porch Group PRCH -0.59% 65 Cash Flow from Operations is $90.6 Mil as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 65/100 and a GF Value™ of $3.97 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the three months ended in Mar. 2026, Porch Group's Net Income From Continuing Operations was $1.9 Mil. Its Depreciation, Depletion and Amortization was $5.1 Mil. Its Change In Working Capital was $-14.9 Mil. Its cash flow from deferred tax was $0.0 Mil. Its Cash from Discontinued Operating Activities was $0.0 Mil. Its Asset Impairment Charge was $0.0 Mil. Its Stock Based Compensation was $7.3 Mil. And its Cash Flow from Others was $13.6 Mil. In all, Porch Group's Cash Flow from Operations for the three months ended in Mar. 2026 was $13.0 Mil.


Porch Group  (NAS:PRCH) Cash Flow from Operations Explanation

For companies reported in indirect method, cash flow from operations contains six items:

1. Net Income From Continuing Operations:
Net Income From Continuing Operations indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. It excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

Porch Group's net income from continuing operations for the three months ended in Mar. 2026 was $1.9 Mil.

2. Depreciation, Depletion and Amortization:
Depreciation is a present expense that accounts for the past cost of an asset that is now providing benefits.
Depletion and amortization are synonyms for depreciation.
Generally:
The term depreciation is used when discussing man made tangible assets
The term depletion is used when discussing natural tangible assets
The term amortization is used when discussing intangible assets

Porch Group's depreciation, depletion and amortization for the three months ended in Mar. 2026 was $5.1 Mil.

3. Change In Working Capital:
Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities. Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow.

Porch Group's change in working capital for the three months ended in Mar. 2026 was $-14.9 Mil. It means Porch Group's working capital declined by $14.9 Mil from Dec. 2025 to Mar. 2026 .

4. Deferred Tax:
It is the cash flow generated from deferred tax.

Porch Group's cash flow from deferred tax for the three months ended in Mar. 2026 was $0.0 Mil.

5. Cash from Discontinued Operating Activities:
Net cash from all of the entity's discontinued operating activities.

Porch Group's cash from discontinued operating Activities for the three months ended in Mar. 2026 was $0.0 Mil.

6. Asset Impairment Charge:
It is the charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.

Porch Group's asset impairment charge for the three months ended in Mar. 2026 was $0.0 Mil.

7. Stock Based Compensation:
It is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.

Porch Group's stock based compensation for the three months ended in Mar. 2026 was $7.3 Mil.

8. Cash Flow from Others:
These are cash differences caused by the change of inventory, accounts payable, accounts receivable etc. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its account receivables will rise, and its cash position will grow more slowly (or even shrink).

Porch Group's cash flow from others for the three months ended in Mar. 2026 was $13.6 Mil.


Porch Group Cash Flow from Operations Related Terms


Porch Group Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for Porch Group's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group Cash Flow from Operations Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations
Get a 7-Day Free Trial -34.78 -17.74 33.93 -31.68 66.42

Porch Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.18 35.57 40.83 1.20 13.02
PRCH
65GF Score
Porch Group Inc PRCH
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
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Porch Group Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

Porch Group's Cash Flow from Operations for the fiscal year that ended in Dec. 2025 is calculated as:

Porch Group's Cash Flow from Operations for the quarter that ended in Mar. 2026 is:


Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $90.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of $90.6 Mil mean?
Porch Group (PRCH) has a Cash Flow from Operations of $90.6 Mil as of Mar. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Porch Group and its competitors.
Is Porch Group's Cash Flow from Operations too high?
Porch Group's current Cash Flow from Operations is $90.6 Mil. Overall, Porch Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Cash Flow from Operations compare to UFCS and HGTY?
Porch Group's Cash Flow from Operations of $90.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Porch Group and its competitors. Porch Group's current Cash Flow from Operations is $90.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.97, compared to a current price of $12.63 — trading 218.1% above its estimated fair value. The current Cash Flow from Operations is $90.6 Mil. Porch Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Porch Group (PRCH), the current Cash Flow from Operations is $90.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $12.63 is trading 218.1% above its estimated GF Value™ of $3.97. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

  • Cash Flow from Operations: $90.6 Mil
  • GF Value™: $3.97 vs. price of $12.63 (218.1% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges 32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
65GF Score

Get the complete analysis for PRCH

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.63
Price
$3.97
GF Value