PRCH (Porch Group) Total Debt per Share: $3.77 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PRCH Porch Group Inc PRCH
65 GF Score
Price $13.15
GF Value $3.98
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Porch Group Total Debt per Share?

Porch Group PRCH +1.98% 65 Total Debt per Share is $3.77 as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 65/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

$3.77 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Porch Group's Total Debt Per Share for the quarter that ended in Mar. 2026 was $3.77.


Porch Group Total Debt per Share Historical Data

* Premium members only.

The historical data trend for Porch Group's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group Total Debt per Share Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial 4.26 4.49 0.00 3.98 3.71

Porch Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.02 3.79 3.70 3.71 3.77
PRCH
65GF Score
Porch Group Inc PRCH
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Porch Group Total Debt per Share Calculation

Porch Group's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Porch Group's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $3.77 mean?
Porch Group (PRCH) has a Total Debt per Share of $3.77 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Porch Group and its competitors.
Is Porch Group's Total Debt per Share too high?
Porch Group's current Total Debt per Share is $3.77. Overall, Porch Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Total Debt per Share compare to KMPR and UFCS?
Porch Group's Total Debt per Share of $3.77 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for an Insurance company?
A good Total Debt per Share depends on the Insurance industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Porch Group and its competitors. Porch Group's current Total Debt per Share is $3.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $13.15 — trading 230.4% above its estimated fair value. The current Total Debt per Share is $3.77. Porch Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Porch Group (PRCH), the current Total Debt per Share is $3.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $13.15 is trading 230.4% above its estimated GF Value™ of $3.98. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

  • Total Debt per Share: $3.77
  • GF Value™: $3.98 vs. price of $13.15 (230.4% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges 32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
65GF Score

Get the complete analysis for PRCH

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.15
Price
$3.98
GF Value