Porch GroupPRCH -2.04%64 Return-on-Tangible-Asset is -3.45% as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 508 Insurance companies, Porch Group ranks worse than 94.29% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Porch Group's annualizedNet Income for the quarter that ended in Mar. 2026 was $-18.9 Mil. Porch Group's average total tangible assets for the quarter that ended in Mar. 2026 was $546.4 Mil. Therefore, Porch Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -3.45%.
The historical rank and industry rank for Porch Group's Return-on-Tangible-Asset or its related term are showing as below:
PRCH'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -507.41 Med: -22.7 Max: -0.61
Current: -3.05
During the past 7 years, Porch Group's highest Return-on-Tangible-Asset was -0.61%. The lowest was -507.41%. And the median was -22.70%.
PRCH's Return-on-Tangible-Asset is ranked worse than 94.29% of 508
companies
in the Insurance industry
Industry Median: 2.785
vs PRCH: -3.05
Porch Group (NAS:PRCH) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Porch Group Return-on-Tangible-Asset Related Terms
Porch Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Porch Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRCH vs KMPR, UFCS, PRA: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Porch Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of -3.45% mean?
Porch Group (PRCH) has a Return-on-Tangible-Asset of -3.45% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #479 out of 508 companies in the Insurance industry, placing it in the top 94.3%.
Is Porch Group's Return-on-Tangible-Asset too high?
Porch Group's current Return-on-Tangible-Asset is -3.45%. Based on the distribution chart, Porch Group ranks #479 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Return-on-Tangible-Asset compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #479 out of 508 companies for Return-on-Tangible-Asset. This places Porch Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.79, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Porch Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Return-on-Tangible-Asset is -3.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $14.86 — trading 273.4% above its estimated fair value. The current Return-on-Tangible-Asset is -3.45%. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Porch Group (PRCH), the current Return-on-Tangible-Asset is -3.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $14.86 is trading 273.4% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Return-on-Tangible-Asset: -3.45%
GF Value™: $3.98 vs. price of $14.86 (273.4% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
Get the complete analysis for PRCH
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PRCH has been successfully added to your 
