Net margin is calculated as Net Income divided by its Revenue. Porch Group's Net Income for the
three
months ended in Mar. 2026 was $-4.7 Mil. Porch Group's Revenue for the
three
months ended in Mar. 2026 was $121.1 Mil. Therefore, Porch Group's net margin for the quarter that ended in Mar. 2026 was -3.89%.
The historical rank and industry rank for Porch Group's Net Margin % or its related term are showing as below:
PRCH'
s Net Margin % Range Over the Past 10 Years
Min: -133.15 Med: -55.4 Max: -0.66
Current: -3.13
PRCH's Net Margin % is ranked worse than 92.48% of 505
companies
in the Insurance industry
Industry Median: 9.26
vs PRCH: -3.13
Porch Group (NAS:PRCH) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Porch Group Net Margin % Related Terms
Porch Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Porch Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Porch Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Porch Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a Net Margin % of -3.89% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #467 out of 505 companies in the Insurance industry, placing it in the top 92.5%.
Is Porch Group's Net Margin % too high?
Porch Group's current Net Margin % is -3.89%. Based on the distribution chart, Porch Group ranks #467 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Net Margin % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #467 out of 505 companies for Net Margin %. This places Porch Group in the lower half of its industry. The industry median Net Margin % is 9.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Porch Group and its competitors. For the Insurance industry, the median Net Margin % is 9.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Net Margin % is -3.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current Net Margin % is -3.89%. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Porch Group (PRCH), the current Net Margin % is -3.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Net Margin %: -3.89%
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
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