Porch GroupPRCH +6.25%64 EBITDA Margin % is 19.34% as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 372 Insurance companies, Porch Group ranks better than 51.08% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Porch Group's EBITDA for the
three
months ended in Mar. 2026 was $23.4 Mil. Porch Group's Revenue for the
three
months ended in Mar. 2026 was $121.1 Mil. Therefore, Porch Group's EBITDA margin for the quarter that ended in Mar. 2026 was 19.34%.
Porch Group (NAS:PRCH) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Porch Group EBITDA Margin % Related Terms
Porch Group EBITDA Margin % Historical Data
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The historical data trend for Porch Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRCH vs KMPR, UFCS, PRA: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Porch Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a EBITDA Margin % of 19.34% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #182 out of 372 companies in the Insurance industry, placing it in the top 48.9%.
Is Porch Group's EBITDA Margin % too high?
Porch Group's current EBITDA Margin % is 19.34%. The Insurance industry median EBITDA Margin % is 14.86. Porch Group's value of 19.34% is 30.1% above this industry median. Based on the distribution chart, Porch Group ranks #182 out of 372 companies in the Insurance industry, which is above the industry midpoint. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's EBITDA Margin % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #182 out of 372 companies for EBITDA Margin %. This puts Porch Group in the upper half of its industry. The industry median EBITDA Margin % is 14.86. Porch Group's value of 19.34% is 30.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current EBITDA Margin % of 19.34% is 30.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Porch Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current EBITDA Margin % is 19.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current EBITDA Margin % is 19.34% and 30.1% above the Insurance industry median of 14.86. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Porch Group (PRCH), the current EBITDA Margin % is 19.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
EBITDA Margin %: 19.34%
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
Industry Position: 30.1% above the Insurance median (#182 of 372)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
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