PRCH (Porch Group) Interest Expense: $-32.9 Mil (TTM As of Mar. 2026)

What is Porch Group Interest Expense?

Porch Group PRCH +6.25% 64 Interest Expense is $-32.9 Mil as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Porch Group's interest expense for the three months ended in Mar. 2026 was $ -14.6 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-32.9 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Porch Group's Operating Income for the three months ended in Mar. 2026 was $ 11.8 Mil. Porch Group's Interest Expense for the three months ended in Mar. 2026 was $ -14.6 Mil. Porch Group's Interest Coverage for the quarter that ended in Mar. 2026 was 0.81. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Porch Group (NAS:PRCH) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Porch Group's Interest Expense for the three months ended in Mar. 2026 was $-14.6 Mil. Its Operating Income for the three months ended in Mar. 2026 was $11.8 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $391.3 Mil.

Porch Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	11.815	/	-14.606
	=	0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Porch Group Interest Expense Historical Data

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The historical data trend for Porch Group's Interest Expense can be seen below:

Porch Group Interest Expense Chart

Porch Group Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-5.76

-8.72

-19.71

-23.46

-29.51

Porch Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-11.25	-12.06	-13.96	7.75	-14.61

64GF Score

Porch Group Inc PRCH

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Porch Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-32.9 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-32.9 Mil mean?

Porch Group (PRCH) has a Interest Expense of $-32.9 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Porch Group and its competitors.

Is Porch Group's Interest Expense too high?

Porch Group's current Interest Expense is $-32.9 Mil. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Porch Group's Interest Expense compare to KMPR and UFCS?

Porch Group's Interest Expense of $-32.9 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Porch Group and its competitors. Porch Group's current Interest Expense is $-32.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Porch Group stock overvalued right now?

Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current Interest Expense is $-32.9 Mil. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Porch Group (PRCH), the current Interest Expense is $-32.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

Interest Expense: $-32.9 Mil
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porch Group Business Description

Industry Financial Services Insurance

Comparable Companies KMPR UFCS PRA HGTY UVE ASIC SAFT TRUP BOW HMN CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Other Exchanges 32RD:Germany

Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104

Website https://www.porchgroup.com

Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.

64GF Score

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$15.98

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$3.98

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