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Porch GroupPRCH +0.98%67 Equity-to-Asset is -0.01 as of Jun. 2026. GuruFocus rates PRCH with a GF Score™ of 67/100 and a GF Value™ of $5.62 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, Porch Group ranks worse than 98.61% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Porch Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $-11.8 Mil. Porch Group's Total Assets for the quarter that ended in Jun. 2026 was $819.0 Mil.
Therefore, Porch Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was -0.01.
The historical rank and industry rank for Porch Group's Equity-to-Asset or its related term are showing as below:
PRCH'
s Equity-to-Asset Range Over the Past 10 Years
Min: -1.24 Med: -0.03 Max: 0.49
Current: -0.01
During the past 7 years, the highest Equity to Asset Ratio of Porch Group was 0.49. The lowest was -1.24. And the median was -0.03.
PRCH's Equity-to-Asset is ranked worse than 98.61% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs PRCH: -0.01
Porch Group (NAS:PRCH) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Porch Group Equity-to-Asset Related Terms
Porch Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Porch Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRCH vs UFCS, HGTY, UVE: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Porch Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Porch Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a Equity-to-Asset of -0.01 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #498 out of 505 companies in the Insurance industry, placing it in the top 98.6%.
Is Porch Group's Equity-to-Asset too high?
Porch Group's current Equity-to-Asset is -0.01. Based on the distribution chart, Porch Group ranks #498 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Equity-to-Asset compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #498 out of 505 companies for Equity-to-Asset. This places Porch Group in the lower half of its industry. The industry median Equity-to-Asset is 0.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Porch Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Equity-to-Asset is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.62, compared to a current price of $14.45 — trading 157.1% above its estimated fair value. The current Equity-to-Asset is -0.01. Porch Group's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Porch Group (PRCH), the current Equity-to-Asset is -0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $14.45 is trading 157.1% above its estimated GF Value™ of $5.62.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Equity-to-Asset: -0.01
GF Value™: $5.62 vs. price of $14.45 (157.1% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score
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