Porch GroupPRCH +6.25%64 Pretax Margin % is 3.09% as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 505 Insurance companies, Porch Group ranks worse than 77.43% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Porch Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was $3.7 Mil. Porch Group's Revenue for the
three
months ended in Mar. 2026 was $121.1 Mil. Therefore, Porch Group's pretax margin for the quarter that ended in Mar. 2026 was 3.09%.
The historical rank and industry rank for Porch Group's Pretax Margin % or its related term are showing as below:
PRCH'
s Pretax Margin % Range Over the Past 10 Years
Min: -133.03 Med: -56.43 Max: 5.25
Current: 4.91
PRCH's Pretax Margin % is ranked worse than 77.43% of 505
companies
in the Insurance industry
Industry Median: 12
vs PRCH: 4.91
Porch Group (NAS:PRCH) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Porch Group Pretax Margin % Related Terms
Porch Group Pretax Margin % Historical Data
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The historical data trend for Porch Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRCH vs KMPR, UFCS, PRA: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Porch Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a Pretax Margin % of 3.09% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #391 out of 505 companies in the Insurance industry, placing it in the top 77.4%.
Is Porch Group's Pretax Margin % too high?
Porch Group's current Pretax Margin % is 3.09%. The Insurance industry median Pretax Margin % is 12.00. Porch Group's value of 3.09% is 74.3% below this industry median. Based on the distribution chart, Porch Group ranks #391 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Pretax Margin % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #391 out of 505 companies for Pretax Margin %. This places Porch Group in the lower half of its industry. The industry median Pretax Margin % is 12.00. Porch Group's value of 3.09% is 74.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current Pretax Margin % of 3.09% is 74.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Porch Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Pretax Margin % is 3.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current Pretax Margin % is 3.09% and 74.3% below the Insurance industry median of 12.00. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Porch Group (PRCH), the current Pretax Margin % is 3.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Pretax Margin %: 3.09%
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
Industry Position: 74.3% below the Insurance median (#391 of 505)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
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