PRCH (Porch Group) ROC (Joel Greenblatt) %: 256.57% (As of Mar. 2026)


PRCH Porch Group Inc PRCH
64 GF Score
Price $15.98
GF Value $3.98
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Porch Group ROC (Joel Greenblatt) %?

Porch Group PRCH +6.25% 64 ROC (Joel Greenblatt) % is 256.57% as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 64 Insurance companies, Porch Group ranks better than 62.5% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Porch Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 256.57%.

The historical rank and industry rank for Porch Group's ROC (Joel Greenblatt) % or its related term are showing as below:

PRCH' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1443.21   Med: -780.74   Max: 224.32
Current: 215.26

During the past 7 years, Porch Group's highest ROC (Joel Greenblatt) % was 224.32%. The lowest was -1443.21%. And the median was -780.74%.

PRCH's ROC (Joel Greenblatt) % is ranked better than
62.5% of 64 companies
in the Insurance industry
Industry Median: 77.205 vs PRCH: 215.26

Porch Group's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Porch Group  (NAS:PRCH) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Porch Group ROC (Joel Greenblatt) % Related Terms


Porch Group ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Porch Group's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group ROC (Joel Greenblatt) % Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial -1,409.91 -1,255.82 -780.74 -36.83 224.32

Porch Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 271.30 302.83 252.30 54.89 256.57

PRCH vs KMPR, UFCS, PRA: ROC (Joel Greenblatt) % Comparison

For the Insurance - Property & Casualty subindustry, Porch Group's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Porch Group ROC (Joel Greenblatt) % vs Insurance Industry

For the Insurance industry and Financial Services sector, Porch Group's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Porch Group's ROC (Joel Greenblatt) % falls into.


PRCH
64GF Score
Porch Group Inc PRCH
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Porch Group ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(58.014 + 0 + 0) - (56.212 + 4.552 + 0)
=-2.75

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(22.496 + 0 + 24.159) - (79.785 + 237.028 + 4.105)
=-274.263

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Porch Group for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=73.388/( ( (27.607 + max(-2.75, 0)) + (29.6 + max(-274.263, 0)) )/ 2 )
=73.388/( ( 27.607 + 29.6 )/ 2 )
=73.388/28.6035
=256.57 %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 256.57% mean?
Porch Group (PRCH) has a ROC (Joel Greenblatt) % of 256.57% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #24 out of 64 companies in the Insurance industry, placing it in the top 37.5%.
Is Porch Group's ROC (Joel Greenblatt) % too high?
Porch Group's current ROC (Joel Greenblatt) % is 256.57%. The Insurance industry median ROC (Joel Greenblatt) % is 77.21. Porch Group's value of 256.57% is 232.3% above this industry median. Based on the distribution chart, Porch Group ranks #24 out of 64 companies in the Insurance industry, which is above the industry midpoint. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's ROC (Joel Greenblatt) % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #24 out of 64 companies for ROC (Joel Greenblatt) %. This puts Porch Group in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 77.21. Porch Group's value of 256.57% is 232.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 77.21, based on 64 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current ROC (Joel Greenblatt) % of 256.57% is 232.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Porch Group and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 77.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current ROC (Joel Greenblatt) % is 256.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is 256.57% and 232.3% above the Insurance industry median of 77.21. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Porch Group (PRCH), the current ROC (Joel Greenblatt) % is 256.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

  • ROC (Joel Greenblatt) %: 256.57%
  • GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 232.3% above the Insurance median (#24 of 64)

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges 32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score

Get the complete analysis for PRCH

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.98
Price
$3.98
GF Value