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Porch GroupPRCH +16.11%65 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates PRCH with a GF Score™ of 65/100 and a GF Value™ of $3.97 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 291 Insurance companies, Porch Group ranks worse than 343642.27% on this metric.
During the past 12 months, Porch Group's average EBITDA Per Share Growth Rate was 172.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 7 years, the highest 3-Year average EBITDA Per Share Growth Rate of Porch Group was 0.60% per year. The lowest was -3.90% per year. And the median was -1.65% per year.
Porch Group (NAS:PRCH) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Porch Group 3-Year EBITDA Growth Rate Related Terms
PRCH vs UFCS, HGTY, UVE: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Porch Group's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Porch Group (PRCH) has a 3-Year EBITDA Growth Rate of 0.00% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #999999 out of 291 companies in the Insurance industry.
Is Porch Group's 3-Year EBITDA Growth Rate too high?
Porch Group's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Porch Group ranks #999999 out of 291 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's 3-Year EBITDA Growth Rate compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #999999 out of 291 companies for 3-Year EBITDA Growth Rate. This places Porch Group in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.50, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Porch Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.97, compared to a current price of $14.34 — trading 261.2% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 0.00%. Porch Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Porch Group (PRCH), the current 3-Year EBITDA Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $14.34 is trading 261.2% above its estimated GF Value™ of $3.97.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
3-Year EBITDA Growth Rate: 0.00%
GF Value™: $3.97 vs. price of $14.34 (261.2% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
65GF Score
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