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Porch GroupPRCH +2.15%67 3-Year EPS without NRI Growth Rate is 71.00% as of Jun. 2026, which is 628% above its 10-year median of 9.75. GuruFocus rates PRCH with a GF Score™ of 67/100 and a GF Value™ of $5.72 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 398 Insurance companies, Porch Group ranks better than 89.2% on this metric.
During the past 12 months, Porch Group's average EPS without NRI Growth Rate was -85.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 71.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 46.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 7 years, the highest 3-Year average EPS without NRI Growth Rate of Porch Group was 71.00% per year. The lowest was -3.80% per year. And the median was 9.75% per year.
Porch Group (NAS:PRCH) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Porch Group 3-Year EPS without NRI Growth Rate Related Terms
PRCH vs HMN, STC, KMPR: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Porch Group's 3-Year EPS without NRI Growth Rate falls into.
Porch Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 71.00% mean?
Porch Group (PRCH) has a 3-Year EPS without NRI Growth Rate of 71.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Porch Group and its competitors. This is 628% above median its historical median of 9.75. According to the industry distribution chart, Porch Group ranks #43 out of 398 companies in the Insurance industry, placing it in the top 10.8%.
Is Porch Group's 3-Year EPS without NRI Growth Rate too high?
Porch Group's current 3-Year EPS without NRI Growth Rate of 71.00% is 628% above median its 10-year median of 9.75. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Porch Group's value of 71.00% is 331.6% above this industry median. Based on the distribution chart, Porch Group ranks #43 out of 398 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's 3-Year EPS without NRI Growth Rate compare to HMN and STC?
According to the Insurance industry distribution chart, Porch Group ranks #43 out of 398 companies for 3-Year EPS without NRI Growth Rate. This places Porch Group in the top 11% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Porch Group's value of 71.00% is 331.6% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 16.45, Porch Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current 3-Year EPS without NRI Growth Rate of 71.00% is 331.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Porch Group and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current 3-Year EPS without NRI Growth Rate is 71.00%, which is 628% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.72, compared to a current price of $17.35 — trading 203.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 71.00%, which is 628% above median its 10-year median of 9.75 and 331.6% above the Insurance industry median of 16.45. Porch Group's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Porch Group (PRCH), the current 3-Year EPS without NRI Growth Rate is 71.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $17.35 is trading 203.3% above its estimated GF Value™ of $5.72.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
3-Year EPS without NRI Growth Rate: 71.00% (628% above median its 10-year median of 9.75)
GF Value™: $5.72 vs. price of $17.35 (203.3% above fair value)
Industry Position: 331.6% above the Insurance median (#43 of 398)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score
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