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Porch GroupPRCH -0.87%65 EV-to-EBIT is 30.02 as of Jul. 17, 2026. GuruFocus rates PRCH with a GF Score™ of 65/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 345 Insurance companies, Porch Group ranks worse than 89.86% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Porch Group's Enterprise Value for the quarter that ended in Mar. 2026 was $1,024.7 Mil.
Porch Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $58.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group EV-to-EBIT Related Terms
Porch Group EV-to-EBIT Historical Data
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The historical data trend for Porch Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Porch Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Porch Group's EV-to-EBIT falls into.
Porch Group's current Enterprise Value is $1,762.4 Mil.
Porch Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $58.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a EV-to-EBIT of 30.02 as of Jul. 17, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #310 out of 345 companies in the Insurance industry, placing it in the top 89.9%.
Is Porch Group's EV-to-EBIT too high?
Porch Group's current EV-to-EBIT is 30.02. The Insurance industry median EV-to-EBIT is 8.69. Porch Group's value of 30.02 is 245.5% above this industry median. Based on the distribution chart, Porch Group ranks #310 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's EV-to-EBIT compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #310 out of 345 companies for EV-to-EBIT. This places Porch Group in the lower half of its industry. The industry median EV-to-EBIT is 8.69. Porch Group's value of 30.02 is 245.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.69, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current EV-to-EBIT of 30.02 is 245.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Porch Group and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current EV-to-EBIT is 30.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $13.68 — trading 243.6% above its estimated fair value. The current EV-to-EBIT is 30.02 and 245.5% above the Insurance industry median of 8.69. Porch Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Porch Group (PRCH), the current EV-to-EBIT is 30.02 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $13.68 is trading 243.6% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
EV-to-EBIT: 30.02
GF Value™: $3.98 vs. price of $13.68 (243.6% above fair value)
Industry Position: 245.5% above the Insurance median (#310 of 345)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
65GF Score
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