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Porch GroupPRCH +0.98%67 Earnings per Share (Diluted) is $-0.12 as of Jun. 2026. GuruFocus rates PRCH with a GF Score™ of 67/100 and a GF Value™ of $5.62 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 400 Insurance companies, Porch Group ranks better than 89.5% on this metric.
Porch Group's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.05.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $-0.12.
Porch Group's EPS without NRI for the
three
months ended in Jun. 2026 was $0.03.
Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $0.04.
During the past 12 months, Porch Group's average EPS without NRIGrowth Rate was -85.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 71.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 46.10% per year.
During the past 7 years, Porch Group's highest 3-Year average EPS without NRI Growth Rate was 71.00% per year. The lowest was -3.80% per year. And the median was 9.75% per year.
Porch Group (NAS:PRCH) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Porch Group Earnings per Share (Diluted) Related Terms
Porch Group Earnings per Share (Diluted) Historical Data
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The historical data trend for Porch Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PRCH vs UFCS, HGTY, UVE: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Porch Group's PE Ratio falls into.
Porch Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Porch Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.12
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $-0.12 mean?
Porch Group (PRCH) has a Earnings per Share (Diluted) of $-0.12 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #42 out of 400 companies in the Insurance industry, placing it in the top 10.5%.
Is Porch Group's Earnings per Share (Diluted) too high?
Porch Group's current Earnings per Share (Diluted) is $-0.12. Based on the distribution chart, Porch Group ranks #42 out of 400 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Earnings per Share (Diluted) compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #42 out of 400 companies for Earnings per Share (Diluted). This places Porch Group in the top 11% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 16.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.55, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Porch Group and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Earnings per Share (Diluted) is $-0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.62, compared to a current price of $14.45 — trading 157.1% above its estimated fair value. The current Earnings per Share (Diluted) is $-0.12. Porch Group's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Porch Group (PRCH), the current Earnings per Share (Diluted) is $-0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $14.45 is trading 157.1% above its estimated GF Value™ of $5.62.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Earnings per Share (Diluted): $-0.12
GF Value™: $5.62 vs. price of $14.45 (157.1% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score
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