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Porch GroupPRCH +4.72%67 3-Year Share Buyback Ratio is -2.40 as of Jun. 2026. GuruFocus rates PRCH with a GF Score™ of 67/100 and a GF Value™ of $5.70 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 279 Insurance companies, Porch Group ranks worse than 73.84% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Porch Group's current 3-Year Share Buyback Ratio was -2.40%.
The historical rank and industry rank for Porch Group's 3-Year Share Buyback Ratio or its related term are showing as below:
PRCH'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -6.5 Med: -4.15 Max: -1.2
Current: -2.4
During the past 7 years, Porch Group's highest 3-Year Share Buyback Ratio was -1.20%. The lowest was -6.50%. And the median was -4.15%.
PRCH's 3-Year Share Buyback Ratio is ranked worse than 73.84% of 279
companies
in the Insurance industry
Industry Median: -0.1
vs PRCH: -2.40
Porch Group (NAS:PRCH) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Porch Group 3-Year Share Buyback Ratio Related Terms
PRCH vs UFCS, HGTY, UVE: 3-Year Share Buyback Ratio Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group 3-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Porch Group's 3-Year Share Buyback Ratio falls into.
Porch Group 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -2.40 mean?
Porch Group (PRCH) has a 3-Year Share Buyback Ratio of -2.40 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #206 out of 279 companies in the Insurance industry, placing it in the top 73.8%.
Is Porch Group's 3-Year Share Buyback Ratio too high?
Porch Group's current 3-Year Share Buyback Ratio is -2.40. Based on the distribution chart, Porch Group ranks #206 out of 279 companies in the Insurance industry, which is below the industry midpoint. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's 3-Year Share Buyback Ratio compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #206 out of 279 companies for 3-Year Share Buyback Ratio. This places Porch Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Porch Group and its competitors. Porch Group's current 3-Year Share Buyback Ratio is -2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.70, compared to a current price of $16.85 — trading 195.6% above its estimated fair value. The current 3-Year Share Buyback Ratio is -2.40. Porch Group's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Porch Group (PRCH), the current 3-Year Share Buyback Ratio is -2.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $16.85 is trading 195.6% above its estimated GF Value™ of $5.70.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
3-Year Share Buyback Ratio: -2.40
GF Value™: $5.70 vs. price of $16.85 (195.6% above fair value)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score
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