FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Porch Group's Free Cash Flow for the
three
months ended in Mar. 2026 was $9.3 Mil. Porch Group's Revenue for the
three
months ended in Mar. 2026 was $121.1 Mil. Therefore, Porch Group's FCF Margin % for the quarter that ended in Mar. 2026 was 7.67%.
The historical rank and industry rank for Porch Group's FCF Margin % or its related term are showing as below:
PRCH'
s FCF Margin % Range Over the Past 10 Years
Min: -71.3 Med: -10.21 Max: 14.42
Current: 14.42
During the past 7 years, the highest FCF Margin % of Porch Group was 14.42%. The lowest was -71.30%. And the median was -10.21%.
PRCH's FCF Margin % is ranked better than 62.92% of 507
companies
in the Insurance industry
Industry Median: 8.97
vs PRCH: 14.42
Porch Group FCF Margin % Related Terms
Porch Group FCF Margin % Historical Data
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The historical data trend for Porch Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Porch Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Porch Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a FCF Margin % of 7.67% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #188 out of 507 companies in the Insurance industry, placing it in the top 37.1%.
Is Porch Group's FCF Margin % too high?
Porch Group's current FCF Margin % is 7.67%. The Insurance industry median FCF Margin % is 8.97. Porch Group's value of 7.67% is 14.5% below this industry median. Based on the distribution chart, Porch Group ranks #188 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's FCF Margin % compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #188 out of 507 companies for FCF Margin %. This puts Porch Group in the upper half of its industry. The industry median FCF Margin % is 8.97. Porch Group's value of 7.67% is 14.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current FCF Margin % of 7.67% is 14.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Porch Group and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current FCF Margin % is 7.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current FCF Margin % is 7.67% and 14.5% below the Insurance industry median of 8.97. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Porch Group (PRCH), the current FCF Margin % is 7.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
FCF Margin %: 7.67%
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
Industry Position: 14.5% below the Insurance median (#188 of 507)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
Get the complete analysis for PRCH
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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