PRCH (Porch Group) Pre-Tax Income: $5.1 Mil (TTM As of Jun. 2026)

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PRCH Porch Group Inc PRCH
67 GF Score
Price $17.39
GF Value $5.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Porch Group Pre-Tax Income?

Porch Group PRCH -0.23% 67 Pre-Tax Income is $5.1 Mil as of Jun. 2026. GuruFocus rates PRCH with a GF Score™ of 67/100 and a GF Value™ of $5.74 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Porch Group's pretax income for the three months ended in Jun. 2026 was $-13.6 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $5.1 Mil. Porch Group's pretax margin was -9.63%.

During the past 7 years, Porch Group's highest Pretax Margin was 5.25%. The lowest was -133.03%. And the median was -56.43%.


Porch Group  (NAS:PRCH) Pre-Tax Income Explanation

Porch Group's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=-13.565/140.882
=-9.63%

During the past 7 years, Porch Group's highest Pretax Margin was 5.25%. The lowest was -133.03%. And the median was -56.43%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Porch Group Pre-Tax Income Related Terms


Porch Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Porch Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group Pre-Tax Income Chart

Porch Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial -116.88 -155.72 -133.31 -30.71 26.74

Porch Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.16 3.34 11.60 3.74 -13.57

PRCH vs UFCS, HGTY, UVE: Pre-Tax Income Comparison

For the Insurance - Property & Casualty subindustry, Porch Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Porch Group Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Porch Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Porch Group's Pre-Tax Income falls into.


PRCH
67GF Score
Porch Group Inc PRCH
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Porch Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Porch Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=0+482.414+-29.512+1.647+-427.814
=26.7

Porch Group's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-4.113+4.987+-14.775+0.336+1.7763568394003E-15
=-13.6

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $5.1 Mil mean?
Porch Group (PRCH) has a Pre-Tax Income of $5.1 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Porch Group and its competitors.
Is Porch Group's Pre-Tax Income too high?
Porch Group's current Pre-Tax Income is $5.1 Mil. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Pre-Tax Income compare to UFCS and HGTY?
Porch Group's Pre-Tax Income of $5.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Porch Group and its competitors. Porch Group's current Pre-Tax Income is $5.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.74, compared to a current price of $17.39 — trading 203% above its estimated fair value. The current Pre-Tax Income is $5.1 Mil. Porch Group's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Porch Group (PRCH), the current Pre-Tax Income is $5.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $17.39 is trading 203% above its estimated GF Value™ of $5.74. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

  • Pre-Tax Income: $5.1 Mil
  • GF Value™: $5.74 vs. price of $17.39 (203% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Porch Group Business Description

Other Exchanges 32RD:Germany
Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score

Get the complete analysis for PRCH

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.39
Price
$5.74
GF Value