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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Porch Group's Enterprise Value is $2,190.4 Mil.
Porch Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $96.3 Mil. Therefore, Porch Group's EV-to-OCF for today is 22.74.
The historical rank and industry rank for Porch Group's EV-to-OCF or its related term are showing as below:
PRCH'
s EV-to-OCF Range Over the Past 10 Years
Min: -114.25 Med: -14.69 Max: 266.33
Current: 22.74
During the past 7 years, the highest EV-to-OCF of Porch Group was 266.33. The lowest was -114.25. And the median was -14.69.
PRCH's EV-to-OCF is ranked worse than 84.42% of 507
companies
in the Insurance industry
Industry Median: 6.66
vs PRCH: 22.74
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Porch Group's PE Ratio (TTM) for today is calculated as:
Porch Group's share price for today is $17.375.
Porch Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.120.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Porch Group EV-to-OCF Related Terms
Porch Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Porch Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Porch Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Porch Group's EV-to-OCF falls into.
Porch Group's current Enterprise Value is $2,190.4 Mil.
Porch Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $96.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group (PRCH) has a EV-to-OCF of 22.74 as of Aug. 16, 2026. According to the industry distribution chart, Porch Group ranks #428 out of 507 companies in the Insurance industry, placing it in the top 84.4%.
Is Porch Group's EV-to-OCF too high?
Porch Group's current EV-to-OCF is 22.74. The Insurance industry median EV-to-OCF is 6.66. Porch Group's value of 22.74 is 241.4% above this industry median. Based on the distribution chart, Porch Group ranks #428 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's EV-to-OCF compare to UFCS and HGTY?
According to the Insurance industry distribution chart, Porch Group ranks #428 out of 507 companies for EV-to-OCF. This places Porch Group in the lower half of its industry. The industry median EV-to-OCF is 6.66. Porch Group's value of 22.74 is 241.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.66, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current EV-to-OCF of 22.74 is 241.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current EV-to-OCF is 22.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.81, compared to a current price of $17.38 — trading 199.1% above its estimated fair value. The current EV-to-OCF is 22.74 and 241.4% above the Insurance industry median of 6.66. Porch Group's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Porch Group (PRCH), the current EV-to-OCF is 22.74 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $17.38 is trading 199.1% above its estimated GF Value™ of $5.81.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
EV-to-OCF: 22.74
GF Value™: $5.81 vs. price of $17.38 (199.1% above fair value)
Industry Position: 241.4% above the Insurance median (#428 of 507)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
67GF Score
Get the complete analysis for PRCH
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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