PRCH (Porch Group) ROCE %: 12.16% (As of Mar. 2026)

What is Porch Group ROCE %?

Porch Group PRCH +6.25% 64 ROCE % is 12.16% as of Mar. 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Porch Group's annualized ROCE % for the quarter that ended in Mar. 2026 was 12.16%.

Porch Group (NAS:PRCH) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Porch Group ROCE % Related Terms

Porch Group ROCE % Historical Data

* Premium members only.

The historical data trend for Porch Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Porch Group ROCE % Chart

Porch Group Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROCE %

Get a 7-Day Free Trial

-24.36

-24.32

-19.48

-1.28

9.15

Porch Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROCE %	Get a 7-Day Free Trial															12.94	16.01	14.71	2.58	12.16

64GF Score

Porch Group Inc PRCH

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Porch Group ROCE % Calculation

Porch Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Dec. 2025 )		(A: Dec. 2024 )		(A: Dec. 2025 )
	=	56.247	/	( ( (813.968 - 313.451)	+	(797.423 - 68.536) )	/ 2 )
	=	56.247	/	( (500.517	+	728.887)	/ 2 )
	=	56.247	/	614.702
	=	9.15 %

Porch Group's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Dec. 2025 )		(Q: Mar. 2026 )
	=	73.388	/	( ( (797.423 - 68.536)	+	(806.582 - 328.7) )	/ 2 )
	=	73.388	/	( ( 728.887	+	477.882 )	/ 2 )
	=	73.388	/	603.3845
	=	12.16 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 12.16% mean?

Porch Group (PRCH) has a ROCE % of 12.16% as of Mar. 2026.

Is Porch Group's ROCE % too high?

Porch Group's current ROCE % is 12.16%. The Insurance industry median ROCE % is 7.86. Porch Group's value of 12.16% is 54.7% above this industry median. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Porch Group's ROCE % compare to KMPR and UFCS?

Porch Group's ROCE % of 12.16% can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. Porch Group's value of 12.16% is 54.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for an Insurance company?

The median ROCE % among Insurance companies is 7.86, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current ROCE % of 12.16% is 54.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current ROCE % is 12.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Porch Group stock overvalued right now?

Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.98 — trading 301.5% above its estimated fair value. The current ROCE % is 12.16% and 54.7% above the Insurance industry median of 7.86. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Porch Group (PRCH), the current ROCE % is 12.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Porch Group (PRCH) Overvalued in 2026?

Based on GuruFocus' analysis, Porch Group stock appears to be overvalued. The current stock price of $15.98 is trading 301.5% above its estimated GF Value™ of $3.98. GuruFocus considers Porch Group to be Significantly Overvalued.

Key valuation signals for PRCH:

ROCE %: 12.16%
GF Value™: $3.98 vs. price of $15.98 (301.5% above fair value)
GF Score™: 64/100 with 4 warning signs
Industry Position: 54.7% above the Insurance median

No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Porch Group Business Description

Industry Financial Services Insurance

Comparable Companies KMPR UFCS PRA HGTY UVE ASIC SAFT TRUP BOW HMN CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Other Exchanges 32RD:Germany

Address 411 1st Avenue South, Suite 501, Seattle, WA, USA, 98104

Website https://www.porchgroup.com

Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.

64GF Score

Get the complete analysis for PRCH

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.98

Price

$3.98

GF Value

View PRCH Analysis

See ROCE % data for all stocks →