Porch GroupPRCH +2.09%64 Forward PE Ratio is 423.78 as of Jul. 07, 2026. GuruFocus rates PRCH with a GF Score™ of 64/100 and a GF Value™ of $3.98 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 274 Insurance companies, Porch Group ranks worse than 99.27% on this metric.
Porch Group's Forward PE Ratio for today is 423.78.
Porch Group (NAS:PRCH) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Porch Group Forward PE Ratio Related Terms
Porch Group Forward PE Ratio Historical Data
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The historical data trend for Porch Group's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Porch Group Forward PE Ratio Chart
Porch Group Annual Data
Trend
2025-12
Forward PE Ratio
62.45
Porch Group Quarterly Data
2025-09
2025-12
2026-03
Forward PE Ratio
97.10
62.45
103.85
PRCH vs KMPR, UFCS, PRA: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Porch Group's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Porch Group Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Porch Group's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Porch Group's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Porch Group (PRCH) has a Forward PE Ratio of 423.78 as of Jul. 07, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Porch Group and its competitors. According to the industry distribution chart, Porch Group ranks #272 out of 274 companies in the Insurance industry, placing it in the top 99.3%.
Is Porch Group's Forward PE Ratio too high?
Porch Group's current Forward PE Ratio is 423.78. The Insurance industry median Forward PE Ratio is 11.90. Porch Group's value of 423.78 is 3461.2% above this industry median. Based on the distribution chart, Porch Group ranks #272 out of 274 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Porch Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Porch Group's Forward PE Ratio compare to KMPR and UFCS?
According to the Insurance industry distribution chart, Porch Group ranks #272 out of 274 companies for Forward PE Ratio. This places Porch Group in the lower half of its industry. The industry median Forward PE Ratio is 11.90. Porch Group's value of 423.78 is 3461.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.90, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Porch Group's current Forward PE Ratio of 423.78 is 3461.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Porch Group and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Porch Group's current Forward PE Ratio is 423.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Porch Group stock overvalued right now?
Based on GuruFocus' analysis, Porch Group (PRCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.98, compared to a current price of $15.17 — trading 281.2% above its estimated fair value. The current Forward PE Ratio is 423.78 and 3461.2% above the Insurance industry median of 11.90. Porch Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Porch Group (PRCH), the current Forward PE Ratio is 423.78 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Porch Group (PRCH) Overvalued in 2026?
Based on GuruFocus' analysis, Porch Group stock appears to be overvalued.
The current stock price of $15.17 is trading 281.2% above its estimated GF Value™ of $3.98.
GuruFocus considers Porch Group to be Significantly Overvalued.
Key valuation signals for PRCH:
Forward PE Ratio: 423.78
GF Value™: $3.98 vs. price of $15.17 (281.2% above fair value)
Industry Position: 3461.2% above the Insurance median (#272 of 274)
No single metric tells the full story. See the PRCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.
64GF Score
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