GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » FinWise Bancorp (NAS:FINW) » Definitions » EV-to-FCF

FINW (FinWise Bancorp) EV-to-FCF : -12.21 (As of Mar. 05, 2025)


View and export this data going back to 2021. Start your Free Trial

What is FinWise Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, FinWise Bancorp's Enterprise Value is $145.05 Mil. FinWise Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $-11.88 Mil. Therefore, FinWise Bancorp's EV-to-FCF for today is -12.21.

The historical rank and industry rank for FinWise Bancorp's EV-to-FCF or its related term are showing as below:

FINW' s EV-to-FCF Range Over the Past 10 Years
Min: -16.27   Med: 0.35   Max: 16.45
Current: -12.59

During the past 6 years, the highest EV-to-FCF of FinWise Bancorp was 16.45. The lowest was -16.27. And the median was 0.35.

FINW's EV-to-FCF is ranked worse than
100% of 1146 companies
in the Banks industry
Industry Median: 5.725 vs FINW: -12.59

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-03-05), FinWise Bancorp's stock price is $18.89. FinWise Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $0.940. Therefore, FinWise Bancorp's PE Ratio (TTM) for today is 20.10.


FinWise Bancorp EV-to-FCF Historical Data

The historical data trend for FinWise Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

FinWise Bancorp EV-to-FCF Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial - -7.90 0.47 14.21 -

FinWise Bancorp Quarterly Data
Dec19 Mar20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.21 9.28 7.59 -10.60 -

Competitive Comparison of FinWise Bancorp's EV-to-FCF

For the Banks - Regional subindustry, FinWise Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinWise Bancorp's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's EV-to-FCF falls into.



FinWise Bancorp EV-to-FCF Calculation

FinWise Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=145.045/-11.879
=-12.21

FinWise Bancorp's current Enterprise Value is $145.05 Mil.
FinWise Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $-11.88 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FinWise Bancorp  (NAS:FINW) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

FinWise Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.89/0.940
=20.10

FinWise Bancorp's share price for today is $18.89.
FinWise Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.940.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


FinWise Bancorp EV-to-FCF Related Terms

Thank you for viewing the detailed overview of FinWise Bancorp's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


FinWise Bancorp Business Description

Traded in Other Exchanges
N/A
Address
756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and corporate customers. The bank's primary source of revenue is from loans including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank also has established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
Executives
Javvis O Jacobson officer: CFO AND EXECUTIVE VP 765 E WINCHESTER ST, SUITE 100, MURRAY UT 84107
James N Giordano director 208 HARRISTOWN ROAD, SUITE 101, GLEN ROCK NJ 07452
Kent Landvatter director, officer: PRESIDENT AND CEO 765 E WINCHESTER ST, SUITE 100, MURRAY UT 84107
Dawn M Cannon officer: COO AND EXECUTIVE VP 765 E WINCHESTER ST, SUITE 100, MURRAY UT 84107
Alan Weichselbaum director 50 SEALY DRIVE, LAWRENCE NY 11559
Michael Christopher Obrien officer: See Remarks 756 EAST WINCHESTER, SUITE 100, MURRAY UT 84107
David Tilis officer: CSO AND SENIOR VP 43 NORTH VILLAGE AVENUE, 2ND FLOOR, ROCKVILLE CENTRE NY 11570
Gibson Thomas Elmer Jr director 9122 INGRAM DRIVE, WEST JORDAN UT 84088
Jeana Hutchings director 136 E SOUTH TEMPLE, 2300, SALT LAKE CITY UT 84111
Howard I Reynolds director 12464 SOUTH 1840 EAST, DRAPER UT 84020
Gerald Edwin Cunningham director P.O. BOX 1061, DRAPER UT 84020
Healey Russell Fred Jr director 4014 SOUTH HIGHLAND DRIVE, SALT LAKE CITY UT 84124
James Noone officer: CCO AND EXECUTIVE VP 765 E WINCHESTER ST, SUITE 100, MURRAY UT 84107
Lisa Ann Nievaard director 12634 S 265 W, DRAPER UT 84020