Banco Internacional del Peru - Interbank (LIM:INTERBC1) Net Loan: S/.46,794 Mil (As of Dec. 2025)


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
41 GF Score
Price S/.1.83
GF Value S/.1.72
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank Net Loan?

Banco Internacional del Peru - Interbank LIM:INTERBC1 +1.67% 41 Net Loan is S/.46,794 Mil as of Dec. 2025. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 41/100 and a GF Value™ of S/.1.72 (Fairly Valued). The stock has 4 warning signs investors should review.

Banco Internacional del Peru - Interbank's quarterly net loan increased from Dec. 2023 (S/.42,777 Mil) to Dec. 2024 (S/.45,198 Mil) and increased from Dec. 2024 (S/.45,198 Mil) to Dec. 2025 (S/.46,794 Mil).

Banco Internacional del Peru - Interbank's annual net loan increased from Dec. 2023 (S/.42,777 Mil) to Dec. 2024 (S/.45,198 Mil) and increased from Dec. 2024 (S/.45,198 Mil) to Dec. 2025 (S/.46,794 Mil).

Banco Internacional del Peru - Interbank Net Loan Historical Data

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The historical data trend for Banco Internacional del Peru - Interbank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank Net Loan Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39,834.44 41,812.98 42,776.70 45,197.99 46,794.45

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39,834.44 41,812.98 42,776.70 45,197.99 46,794.45
LIM:INTERBC1
41GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of S/.46,794 Mil mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Net Loan of S/.46,794 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Internacional del Peru - Interbank and its competitors.
Is Banco Internacional del Peru - Interbank's Net Loan too high?
Banco Internacional del Peru - Interbank's current Net Loan is S/.46,794 Mil. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Net Loan compare to PNC and USB?
Banco Internacional del Peru - Interbank's Net Loan of S/.46,794 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Internacional del Peru - Interbank and its competitors. Banco Internacional del Peru - Interbank's current Net Loan is S/.46,794 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.83 — trading 6.4% above its estimated fair value. The current Net Loan is S/.46,794 Mil. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Net Loan is S/.46,794 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.83 is trading 6.4% above its estimated GF Value™ of S/.1.72. GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.

Key valuation signals for LIM:INTERBC1:

  • Net Loan: S/.46,794 Mil
  • GF Value™: S/.1.72 vs. price of S/.1.83 (6.4% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.83
Price
S/.1.72
GF Value