Banco Internacional del Peru - Interbank (LIM:INTERBC1) PEG Ratio: 0.96 (As of Jun. 27, 2026) — 48% Below Median


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
39 GF Score
Price S/.1.93
GF Value S/.1.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank PEG Ratio?

Banco Internacional del Peru - Interbank LIM:INTERBC1 39 PEG Ratio is 0.96 as of Jun. 27, 2026, which is 48% below its 10-year median of 1.85. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 39/100 and a GF Value™ of S/.1.71 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,229 Banks companies, Banco Internacional del Peru - Interbank ranks better than 68.76% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banco Internacional del Peru - Interbank's PE Ratio without NRI is 8.77. Banco Internacional del Peru - Interbank's 5-Year Book Value growth rate is 9.10%. Therefore, Banco Internacional del Peru - Interbank's PEG Ratio for today is 0.96.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banco Internacional del Peru - Interbank's PEG Ratio or its related term are showing as below:

LIM:INTERBC1' s PEG Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.85   Max: 7.02
Current: 0.96


During the past 13 years, Banco Internacional del Peru - Interbank's highest PEG Ratio was 7.02. The lowest was 0.75. And the median was 1.85.


LIM:INTERBC1's PEG Ratio is ranked better than
68.76% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs LIM:INTERBC1: 0.96

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banco Internacional del Peru - Interbank  (LIM:INTERBC1) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banco Internacional del Peru - Interbank PEG Ratio Related Terms


Banco Internacional del Peru - Interbank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banco Internacional del Peru - Interbank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank PEG Ratio Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.04 3.76 3.71 2.35 0.75

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 3.76 3.71 2.35 0.75

LIM:INTERBC1 vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's PEG Ratio falls into.


LIM:INTERBC1
39GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banco Internacional del Peru - Interbank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.7727272727273/9.10
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.96 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a PEG Ratio of 0.96 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 48% below median its historical median of 1.85. Over the past decade, Banco Internacional del Peru - Interbank's PEG Ratio has ranged from 0.75 to 7.02. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #384 out of 1229 companies in the Banks industry, placing it in the top 31.2%.
Is Banco Internacional del Peru - Interbank's PEG Ratio too high?
Banco Internacional del Peru - Interbank's current PEG Ratio of 0.96 is 48% below median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 7.02. The Banks industry median PEG Ratio is 1.52. Banco Internacional del Peru - Interbank's value of 0.96 is 36.8% below this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #384 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #384 out of 1229 companies for PEG Ratio. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median PEG Ratio is 1.52. Banco Internacional del Peru - Interbank's value of 0.96 is 36.8% below this benchmark. Historically, Banco Internacional del Peru - Interbank's own PEG Ratio has ranged from 0.75 to 7.02 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 1.52, Banco Internacional del Peru - Interbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current PEG Ratio of 0.96 is 36.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current PEG Ratio is 0.96, which is 48% below median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.93 — trading 12.9% above its estimated fair value. The current PEG Ratio is 0.96, which is 48% below median its 10-year median of 1.85 and 36.8% below the Banks industry median of 1.52. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current PEG Ratio is 0.96 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.93 is trading 12.9% above its estimated GF Value™ of S/.1.71. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • PEG Ratio: 0.96 (48% below median its 10-year median of 1.85)
  • GF Value™: S/.1.71 vs. price of S/.1.93 (12.9% above fair value)
  • GF Score™: 39/100 with 4 warning signs
  • Industry Position: 36.8% below the Banks median (#384 of 1229)

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score

Get the complete analysis for LIM:INTERBC1

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.93
Price
S/.1.71
GF Value