LIM:INTERBC1'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.44 Med: 1.88 Max: 2.48
Current: 1.97
During the past 13 years, Banco Internacional del Peru - Interbank's highest Return-on-Tangible-Asset was 2.48%. The lowest was 0.44%. And the median was 1.88%.
LIM:INTERBC1's Return-on-Tangible-Asset is ranked better than 87.71% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs LIM:INTERBC1: 1.97
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Banco Internacional del Peru - Interbank Return-on-Tangible-Asset Related Terms
Banco Internacional del Peru - Interbank Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Return-on-Tangible-Asset Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 1.97% mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Return-on-Tangible-Asset of 1.97% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is near median its historical median of 1.88. Over the past decade, Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset has ranged from 0.44 to 2.48. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #188 out of 1530 companies in the Banks industry, placing it in the top 12.3%.
Is Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset too high?
Banco Internacional del Peru - Interbank's current Return-on-Tangible-Asset of 1.97% is near median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.48. The Banks industry median Return-on-Tangible-Asset is 0.99. Banco Internacional del Peru - Interbank's value of 1.97% is 99% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #188 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #188 out of 1530 companies for Return-on-Tangible-Asset. This places Banco Internacional del Peru - Interbank in the top 12% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Banco Internacional del Peru - Interbank's value of 1.97% is 99% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Return-on-Tangible-Asset has ranged from 0.44 to 2.48 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 0.99, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Return-on-Tangible-Asset of 1.97% is 99% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Return-on-Tangible-Asset is 1.97%, which is near median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.80 — trading 4.7% above its estimated fair value. The current Return-on-Tangible-Asset is 1.97%, which is near median its 10-year median of 1.88 and 99% above the Banks industry median of 0.99. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Return-on-Tangible-Asset is 1.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.80 is trading 4.7% above its estimated GF Value™ of S/.1.72.
GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.
Key valuation signals for LIM:INTERBC1:
Return-on-Tangible-Asset: 1.97% (near median its 10-year median of 1.88)
GF Value™: S/.1.72 vs. price of S/.1.80 (4.7% above fair value)
Industry Position: 99% above the Banks median (#188 of 1530)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score
Get the complete analysis for LIM:INTERBC1
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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