Banco Internacional del Peru - Interbank (LIM:INTERBC1) Profitability Rank: 4 (As of Dec. 2025) — Near Median


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
41 GF Score
Price S/.1.83
GF Value S/.1.72
Valuation Fairly Valued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank Profitability Rank?

Banco Internacional del Peru - Interbank LIM:INTERBC1 41 Profitability Rank is 4 as of Dec. 2025, which is at its 10-year median of 4.00. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 41/100 and a GF Value™ of S/.1.72 (Fairly Valued). The stock has 4 warning signs investors should review.

Banco Internacional del Peru - Interbank has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banco Internacional del Peru - Interbank's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Banco Internacional del Peru - Interbank's Piotroski F-Score is 8.


Banco Internacional del Peru - Interbank Profitability Rank Related Terms


LIM:INTERBC1 vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's Profitability Rank falls into.


LIM:INTERBC1
41GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banco Internacional del Peru - Interbank has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Banco Internacional del Peru - Interbank's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 5219.732
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Banco Internacional del Peru - Interbank has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Profitability Rank of 4 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is near median its historical median of 4.00. Over the past decade, Banco Internacional del Peru - Interbank's Profitability Rank has ranged from 3.00 to 8.00.
Is Banco Internacional del Peru - Interbank's Profitability Rank too high?
Banco Internacional del Peru - Interbank's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Profitability Rank compare to PNC and USB?
Banco Internacional del Peru - Interbank's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Banco Internacional del Peru - Interbank's own Profitability Rank has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banco Internacional del Peru - Interbank and its competitors. Banco Internacional del Peru - Interbank's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.83 — trading 6.4% above its estimated fair value. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Profitability Rank is 4 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.83 is trading 6.4% above its estimated GF Value™ of S/.1.72. GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.

Key valuation signals for LIM:INTERBC1:

  • Profitability Rank: 4 (near median its 10-year median of 4.00)
  • GF Value™: S/.1.72 vs. price of S/.1.83 (6.4% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score

Get the complete analysis for LIM:INTERBC1

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.83
Price
S/.1.72
GF Value