Banco Internacional del Peru - Interbank (LIM:INTERBC1) Dividend Payout Ratio: 0.29 (As of Dec. 2025) — 38% Below Median


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
39 GF Score
Price S/.1.90
GF Value S/.1.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank Dividend Payout Ratio?

Banco Internacional del Peru - Interbank LIM:INTERBC1 39 Dividend Payout Ratio is 0.29 as of Dec. 2025, which is 38% below its 10-year median of 0.47. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 39/100 and a GF Value™ of S/.1.71 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, Banco Internacional del Peru - Interbank ranks better than 57.53% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banco Internacional del Peru - Interbank's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.29.

The historical rank and industry rank for Banco Internacional del Peru - Interbank's Dividend Payout Ratio or its related term are showing as below:

LIM:INTERBC1' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.29   Med: 0.47   Max: 1.29
Current: 0.29


During the past 13 years, the highest Dividend Payout Ratio of Banco Internacional del Peru - Interbank was 1.29. The lowest was 0.29. And the median was 0.47.

LIM:INTERBC1's Dividend Payout Ratio is ranked better than
57.53% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs LIM:INTERBC1: 0.29

As of today (2026-06-25), the Dividend Yield % of Banco Internacional del Peru - Interbank is 5.14%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Banco Internacional del Peru - Interbank was 6.57%. The lowest was 2.00%. And the median was 3.20%.

Banco Internacional del Peru - Interbank's Dividends per Share for the months ended in Dec. 2025 was S/.0.06.

During the past 12 months, Banco Internacional del Peru - Interbank's average Dividends Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -10.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banco Internacional del Peru - Interbank was 28.90% per year. The lowest was -11.50% per year. And the median was 4.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Banco Internacional del Peru - Interbank (LIM:INTERBC1) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Banco Internacional del Peru - Interbank Dividend Payout Ratio Related Terms


Banco Internacional del Peru - Interbank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Banco Internacional del Peru - Interbank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank Dividend Payout Ratio Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.51 0.65 0.43 0.29

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.51 0.65 0.43 0.29

LIM:INTERBC1 vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's Dividend Payout Ratio falls into.


LIM:INTERBC1
39GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Internacional del Peru - Interbank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Banco Internacional del Peru - Interbank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.063/ 0.22
=0.29

Banco Internacional del Peru - Interbank's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.063/ 0.22
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.29 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Dividend Payout Ratio of 0.29 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 38% below median its historical median of 0.47. Over the past decade, Banco Internacional del Peru - Interbank's Dividend Payout Ratio has ranged from 0.29 to 1.29. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #496 out of 1168 companies in the Banks industry, placing it in the top 42.5%.
Is Banco Internacional del Peru - Interbank's Dividend Payout Ratio too high?
Banco Internacional del Peru - Interbank's current Dividend Payout Ratio of 0.29 is 38% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.29. The Banks industry median Dividend Payout Ratio is 0.32. Banco Internacional del Peru - Interbank's value of 0.29 is 9.4% below this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #496 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #496 out of 1168 companies for Dividend Payout Ratio. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Banco Internacional del Peru - Interbank's value of 0.29 is 9.4% below this benchmark. Historically, Banco Internacional del Peru - Interbank's own Dividend Payout Ratio has ranged from 0.29 to 1.29 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, Banco Internacional del Peru - Interbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Dividend Payout Ratio of 0.29 is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Dividend Payout Ratio is 0.29, which is 38% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Dividend Payout Ratio is 0.29, which is 38% below median its 10-year median of 0.47 and 9.4% below the Banks industry median of 0.32. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Dividend Payout Ratio is 0.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • Dividend Payout Ratio: 0.29 (38% below median its 10-year median of 0.47)
  • GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
  • GF Score™: 39/100 with 4 warning signs
  • Industry Position: 9.4% below the Banks median (#496 of 1168)

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score

Get the complete analysis for LIM:INTERBC1

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.90
Price
S/.1.71
GF Value