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LIM:INTERBC1's Equity-to-Asset is ranked better than 79.16% of 1526
companies
in the Banks industry
Industry Median: 0.1
vs LIM:INTERBC1: 0.13
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banco Internacional del Peru - Interbank Equity-to-Asset Related Terms
Banco Internacional del Peru - Interbank Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Equity-to-Asset Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Equity-to-Asset vs Banks Industry
Banco Internacional del Peru - Interbank Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Equity-to-Asset of 0.13 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 18% above median its historical median of 0.11. Over the past decade, Banco Internacional del Peru - Interbank's Equity-to-Asset has ranged from 0.09 to 0.13. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #318 out of 1526 companies in the Banks industry, placing it in the top 20.8%.
Is Banco Internacional del Peru - Interbank's Equity-to-Asset too high?
Banco Internacional del Peru - Interbank's current Equity-to-Asset of 0.13 is 18% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Banco Internacional del Peru - Interbank's value of 0.13 is 30% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #318 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #318 out of 1526 companies for Equity-to-Asset. This places Banco Internacional del Peru - Interbank in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Banco Internacional del Peru - Interbank's value of 0.13 is 30% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Equity-to-Asset has ranged from 0.09 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Equity-to-Asset is 0.13, which is 18% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.85 — trading 7.6% above its estimated fair value. The current Equity-to-Asset is 0.13, which is 18% above median its 10-year median of 0.11 and 30% above the Banks industry median of 0.10. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Equity-to-Asset is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.85 is trading 7.6% above its estimated GF Value™ of S/.1.72.
GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.
Key valuation signals for LIM:INTERBC1:
Equity-to-Asset: 0.13 (18% above median its 10-year median of 0.11)
GF Value™: S/.1.72 vs. price of S/.1.85 (7.6% above fair value)
Industry Position: 30% above the Banks median (#318 of 1526)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score
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