Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
LIM:INTERBC1's EV-to-OCF is ranked worse than 53.33% of 1502
companies
in the Banks industry
Industry Median: 3.69
vs LIM:INTERBC1: 4.43
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Internacional del Peru - Interbank's PE Ratio (TTM) for today is calculated as:
Banco Internacional del Peru - Interbank's share price for today is S/.1.83.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.217.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco Internacional del Peru - Interbank EV-to-OCF Related Terms
Banco Internacional del Peru - Interbank EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank EV-to-OCF Chart
Banco Internacional del Peru - Interbank Annual Data
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank EV-to-OCF vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a EV-to-OCF of 4.43 as of Jul. 16, 2026. This is 197% above median its historical median of 1.49. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #801 out of 1502 companies in the Banks industry, placing it in the top 53.3%.
Is Banco Internacional del Peru - Interbank's EV-to-OCF too high?
Banco Internacional del Peru - Interbank's current EV-to-OCF of 4.43 is 197% above median its 10-year median of 1.49. The Banks industry median EV-to-OCF is 3.69. Banco Internacional del Peru - Interbank's value of 4.43 is 20.1% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #801 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #801 out of 1502 companies for EV-to-OCF. This places Banco Internacional del Peru - Interbank in the lower half of its industry. The industry median EV-to-OCF is 3.69. Banco Internacional del Peru - Interbank's value of 4.43 is 20.1% above this benchmark. While the company's 10-year median is 1.49 vs. the industry median of 3.69, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.69, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current EV-to-OCF of 4.43 is 20.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current EV-to-OCF is 4.43, which is 197% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.83 — trading 6.4% above its estimated fair value. The current EV-to-OCF is 4.43, which is 197% above median its 10-year median of 1.49 and 20.1% above the Banks industry median of 3.69. Banco Internacional del Peru - Interbank's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current EV-to-OCF is 4.43 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.83 is trading 6.4% above its estimated GF Value™ of S/.1.72.
GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.
Key valuation signals for LIM:INTERBC1:
EV-to-OCF: 4.43 (197% above median its 10-year median of 1.49)
GF Value™: S/.1.72 vs. price of S/.1.83 (6.4% above fair value)
Industry Position: 20.1% above the Banks median (#801 of 1502)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
40GF Score
Get the complete analysis for LIM:INTERBC1
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LIM:INTERBC1 has been successfully added to your 
