LIM:INTERBC1'
s Pretax Margin % Range Over the Past 10 Years
Min: 7.83 Med: 36.12 Max: 42.41
Current: 36.86
LIM:INTERBC1's Pretax Margin % is ranked better than 54.85% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs LIM:INTERBC1: 36.86
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco Internacional del Peru - Interbank Pretax Margin % Related Terms
Banco Internacional del Peru - Interbank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Pretax Margin % Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Pretax Margin % of 36.86% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is near median its historical median of 36.12. Over the past decade, Banco Internacional del Peru - Interbank's Pretax Margin % has ranged from 7.83 to 42.41. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #689 out of 1526 companies in the Banks industry, placing it in the top 45.2%.
Is Banco Internacional del Peru - Interbank's Pretax Margin % too high?
Banco Internacional del Peru - Interbank's current Pretax Margin % of 36.86% is near median its 10-year median of 36.12. Over the past 10 years, this metric has ranged from a low of 7.83 to a high of 42.41. The Banks industry median Pretax Margin % is 34.89. Banco Internacional del Peru - Interbank's value of 36.86% is 5.7% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #689 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #689 out of 1526 companies for Pretax Margin %. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median Pretax Margin % is 34.89. Banco Internacional del Peru - Interbank's value of 36.86% is 5.7% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Pretax Margin % has ranged from 7.83 to 42.41 over the past decade. While the company's 10-year median is 36.12 vs. the industry median of 34.89, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Pretax Margin % of 36.86% is 5.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Pretax Margin % is 36.86%, which is near median its own 10-year median of 36.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Pretax Margin % is 36.86%, which is near median its 10-year median of 36.12 and 5.7% above the Banks industry median of 34.89. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Pretax Margin % is 36.86% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Pretax Margin %: 36.86% (near median its 10-year median of 36.12)
GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
Industry Position: 5.7% above the Banks median (#689 of 1526)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
Get the complete analysis for LIM:INTERBC1
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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