LIM:INTERBC1'
s Net Margin % Range Over the Past 10 Years
Min: 7 Med: 27.16 Max: 32.13
Current: 27.94
LIM:INTERBC1's Net Margin % is ranked better than 54.09% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LIM:INTERBC1: 27.94
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banco Internacional del Peru - Interbank Net Margin % Related Terms
Banco Internacional del Peru - Interbank Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Net Margin % Chart
Banco Internacional del Peru - Interbank Annual Data
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Net Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Net Margin % of 27.94% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is near median its historical median of 27.16. Over the past decade, Banco Internacional del Peru - Interbank's Net Margin % has ranged from 7.00 to 32.13. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #701 out of 1527 companies in the Banks industry, placing it in the top 45.9%.
Is Banco Internacional del Peru - Interbank's Net Margin % too high?
Banco Internacional del Peru - Interbank's current Net Margin % of 27.94% is near median its 10-year median of 27.16. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 32.13. The Banks industry median Net Margin % is 26.95. Banco Internacional del Peru - Interbank's value of 27.94% is 3.7% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #701 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #701 out of 1527 companies for Net Margin %. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median Net Margin % is 26.95. Banco Internacional del Peru - Interbank's value of 27.94% is 3.7% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Net Margin % has ranged from 7.00 to 32.13 over the past decade. While the company's 10-year median is 27.16 vs. the industry median of 26.95, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Net Margin % of 27.94% is 3.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Net Margin % is 27.94%, which is near median its own 10-year median of 27.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Net Margin % is 27.94%, which is near median its 10-year median of 27.16 and 3.7% above the Banks industry median of 26.95. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Net Margin % is 27.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Net Margin %: 27.94% (near median its 10-year median of 27.16)
GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
Industry Position: 3.7% above the Banks median (#701 of 1527)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
Get the complete analysis for LIM:INTERBC1
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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