Banco Internacional del Peru - Interbank (LIM:INTERBC1) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banco Internacional del Peru - Interbank PS Ratio Related Terms
Banco Internacional del Peru - Interbank PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank PS Ratio Chart
Banco Internacional del Peru - Interbank Annual Data
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank PS Ratio vs Banks Industry
Banco Internacional del Peru - Interbank PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banco Internacional del Peru - Interbank's Share Price of today is S/.1.93.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.78.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a PS Ratio of 2.48 as of Jun. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 32% below median its historical median of 3.65. Over the past decade, Banco Internacional del Peru - Interbank's PS Ratio has ranged from 1.84 to 6.01. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #564 out of 1515 companies in the Banks industry, placing it in the top 37.2%.
Is Banco Internacional del Peru - Interbank's PS Ratio too high?
Banco Internacional del Peru - Interbank's current PS Ratio of 2.48 is 32% below median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 6.01. The Banks industry median PS Ratio is 2.98. Banco Internacional del Peru - Interbank's value of 2.48 is 16.8% below this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #564 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #564 out of 1515 companies for PS Ratio. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median PS Ratio is 2.98. Banco Internacional del Peru - Interbank's value of 2.48 is 16.8% below this benchmark. Historically, Banco Internacional del Peru - Interbank's own PS Ratio has ranged from 1.84 to 6.01 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 2.98, Banco Internacional del Peru - Interbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current PS Ratio of 2.48 is 16.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current PS Ratio is 2.48, which is 32% below median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.93 — trading 12.9% above its estimated fair value. The current PS Ratio is 2.48, which is 32% below median its 10-year median of 3.65 and 16.8% below the Banks industry median of 2.98. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current PS Ratio is 2.48 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.93 is trading 12.9% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
PS Ratio: 2.48 (32% below median its 10-year median of 3.65)
GF Value™: S/.1.71 vs. price of S/.1.93 (12.9% above fair value)
Industry Position: 16.8% below the Banks median (#564 of 1515)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
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