Banco Internacional del Peru - Interbank (LIM:INTERBC1) Asset Turnover: 0.07 (As of Dec. 2025)


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
39 GF Score
Price S/.1.90
GF Value S/.1.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank Asset Turnover?

Banco Internacional del Peru - Interbank LIM:INTERBC1 39 Asset Turnover is 0.07 as of Dec. 2025. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 39/100 and a GF Value™ of S/.1.71 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Banco Internacional del Peru - Interbank's Revenue for the six months ended in Dec. 2025 was S/.5,220 Mil. Banco Internacional del Peru - Interbank's Total Assets for the quarter that ended in Dec. 2025 was S/.74,502 Mil. Therefore, Banco Internacional del Peru - Interbank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.07.

Asset Turnover is linked to ROE % through Du Pont Formula. Banco Internacional del Peru - Interbank's annualized ROE % for the quarter that ended in Dec. 2025 was 31.93%. It is also linked to ROA % through Du Pont Formula. Banco Internacional del Peru - Interbank's annualized ROA % for the quarter that ended in Dec. 2025 was 3.92%.


Banco Internacional del Peru - Interbank  (LIM:INTERBC1) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Banco Internacional del Peru - Interbank's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=2917.01/9135.9435
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2917.01 / 10439.464)*(10439.464 / 74501.601)*(74501.601/ 9135.9435)
=Net Margin %*Asset Turnover*Equity Multiplier
=27.94 %*0.1401*8.1548
=ROA %*Equity Multiplier
=3.92 %*8.1548
=31.93 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Banco Internacional del Peru - Interbank's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=2917.01/74501.601
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2917.01 / 10439.464)*(10439.464 / 74501.601)
=Net Margin %*Asset Turnover
=27.94 %*0.1401
=3.92 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Banco Internacional del Peru - Interbank Asset Turnover Related Terms


Banco Internacional del Peru - Interbank Asset Turnover Historical Data

* Premium members only.

The historical data trend for Banco Internacional del Peru - Interbank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank Asset Turnover Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.06 0.07 0.07 0.07

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.07 0.07 0.07

LIM:INTERBC1 vs PNC, USB: Asset Turnover Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's Asset Turnover falls into.


LIM:INTERBC1
39GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Banco Internacional del Peru - Interbank's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=5219.732/( (72952.708+76050.494)/ 2 )
=5219.732/74501.601
=0.07

Banco Internacional del Peru - Interbank's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=5219.732/( (72952.708+76050.494)/ 2 )
=5219.732/74501.601
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.07 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Asset Turnover of 0.07 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Banco Internacional del Peru - Interbank and its competitors.
Is Banco Internacional del Peru - Interbank's Asset Turnover too high?
Banco Internacional del Peru - Interbank's current Asset Turnover is 0.07. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Asset Turnover compare to PNC and USB?
Banco Internacional del Peru - Interbank's Asset Turnover of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Banco Internacional del Peru - Interbank and its competitors. Banco Internacional del Peru - Interbank's current Asset Turnover is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Asset Turnover is 0.07. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Asset Turnover is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • Asset Turnover: 0.07
  • GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score

Get the complete analysis for LIM:INTERBC1

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.90
Price
S/.1.71
GF Value