Banco Internacional del Peru - Interbank (LIM:INTERBC1) 5-Year Yield-on-Cost %: 5.06 (As of Jul. 02, 2026) — 58% Above Median


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
39 GF Score
Price S/.1.93
GF Value S/.1.72
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank 5-Year Yield-on-Cost %?

Banco Internacional del Peru - Interbank LIM:INTERBC1 39 5-Year Yield-on-Cost % is 5.06 as of Jul. 02, 2026, which is 58% above its 10-year median of 3.20. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 39/100 and a GF Value™ of S/.1.72 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,252 Banks companies, Banco Internacional del Peru - Interbank ranks better than 64.3% on this metric.

Banco Internacional del Peru - Interbank's yield on cost for the quarter that ended in Dec. 2025 was 5.06.


The historical rank and industry rank for Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % or its related term are showing as below:

LIM:INTERBC1' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2   Med: 3.2   Max: 6.57
Current: 5.06


During the past 13 years, Banco Internacional del Peru - Interbank's highest Yield on Cost was 6.57. The lowest was 2.00. And the median was 3.20.


LIM:INTERBC1's 5-Year Yield-on-Cost % is ranked better than
64.3% of 1252 companies
in the Banks industry
Industry Median: 3.91 vs LIM:INTERBC1: 5.06

Banco Internacional del Peru - Interbank  (LIM:INTERBC1) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Banco Internacional del Peru - Interbank 5-Year Yield-on-Cost % Related Terms


LIM:INTERBC1 vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % falls into.


LIM:INTERBC1
39GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Banco Internacional del Peru - Interbank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 5.06 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a 5-Year Yield-on-Cost % of 5.06 as of Jul. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 58% above median its historical median of 3.20. Over the past decade, Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % has ranged from 2.00 to 6.57. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #447 out of 1252 companies in the Banks industry, placing it in the top 35.7%.
Is Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % too high?
Banco Internacional del Peru - Interbank's current 5-Year Yield-on-Cost % of 5.06 is 58% above median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 6.57. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Banco Internacional del Peru - Interbank's value of 5.06 is 29.4% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #447 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #447 out of 1252 companies for 5-Year Yield-on-Cost %. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Banco Internacional del Peru - Interbank's value of 5.06 is 29.4% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own 5-Year Yield-on-Cost % has ranged from 2.00 to 6.57 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 3.91, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current 5-Year Yield-on-Cost % of 5.06 is 29.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current 5-Year Yield-on-Cost % is 5.06, which is 58% above median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.93 — trading 12.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.06, which is 58% above median its 10-year median of 3.20 and 29.4% above the Banks industry median of 3.91. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current 5-Year Yield-on-Cost % is 5.06 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.93 is trading 12.2% above its estimated GF Value™ of S/.1.72. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • 5-Year Yield-on-Cost %: 5.06 (58% above median its 10-year median of 3.20)
  • GF Value™: S/.1.72 vs. price of S/.1.93 (12.2% above fair value)
  • GF Score™: 39/100 with 4 warning signs
  • Industry Position: 29.4% above the Banks median (#447 of 1252)

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score

Get the complete analysis for LIM:INTERBC1

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.93
Price
S/.1.72
GF Value