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Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Banco Internacional del Peru - Interbank's net interest income for the
twelve
months ended in Dec. 2025 was S/.3,881 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was S/.3,881 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Net Interest Income Chart
Banco Internacional del Peru - Interbank Annual Data
Banco Internacional del Peru - Interbank Net Interest Income Calculation
Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 was S/.3,881 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Interest Income of S/.3,881 Mil mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Net Interest Income of S/.3,881 Mil as of Dec. 2025.
Is Banco Internacional del Peru - Interbank's Net Interest Income too high?
Banco Internacional del Peru - Interbank's current Net Interest Income is S/.3,881 Mil. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Net Interest Income compare to PNC and USB?
Banco Internacional del Peru - Interbank's Net Interest Income of S/.3,881 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Banco Internacional del Peru - Interbank's current Net Interest Income is S/.3,881 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.73, compared to a current price of S/.2.03 — trading 17.3% above its estimated fair value. The current Net Interest Income is S/.3,881 Mil. Banco Internacional del Peru - Interbank's overall GF Score™ is 38/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Net Interest Income is S/.3,881 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.2.03 is trading 17.3% above its estimated GF Value™ of S/.1.73.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Net Interest Income: S/.3,881 Mil
GF Value™: S/.1.73 vs. price of S/.2.03 (17.3% above fair value)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
38GF Score
Get the complete analysis for LIM:INTERBC1
Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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