A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Internacional del Peru - Interbank Debt-to-Equity Related Terms
Banco Internacional del Peru - Interbank Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Debt-to-Equity Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Debt-to-Equity vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Debt-to-Equity of 0.79 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 36% below median its historical median of 1.24. Over the past decade, Banco Internacional del Peru - Interbank's Debt-to-Equity has ranged from 0.79 to 1.60. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #857 out of 1421 companies in the Banks industry, placing it in the top 60.3%.
Is Banco Internacional del Peru - Interbank's Debt-to-Equity too high?
Banco Internacional del Peru - Interbank's current Debt-to-Equity of 0.79 is 36% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 1.60. The Banks industry median Debt-to-Equity is 0.56. Banco Internacional del Peru - Interbank's value of 0.79 is 41.1% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #857 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #857 out of 1421 companies for Debt-to-Equity. This places Banco Internacional del Peru - Interbank in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Banco Internacional del Peru - Interbank's value of 0.79 is 41.1% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Debt-to-Equity has ranged from 0.79 to 1.60 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 0.56, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Debt-to-Equity of 0.79 is 41.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Debt-to-Equity is 0.79, which is 36% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.83 — trading 6.4% above its estimated fair value. The current Debt-to-Equity is 0.79, which is 36% below median its 10-year median of 1.24 and 41.1% above the Banks industry median of 0.56. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Debt-to-Equity is 0.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.83 is trading 6.4% above its estimated GF Value™ of S/.1.72.
GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.
Key valuation signals for LIM:INTERBC1:
Debt-to-Equity: 0.79 (36% below median its 10-year median of 1.24)
GF Value™: S/.1.72 vs. price of S/.1.83 (6.4% above fair value)
Industry Position: 41.1% above the Banks median (#857 of 1421)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score
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