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Banco Internacional del Peru - Interbank (LIM:INTERBC1) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Banco Internacional del Peru - Interbank Earnings per Share (Diluted) Related Terms
Banco Internacional del Peru - Interbank Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Earnings per Share (Diluted) Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank PE Ratio vs Banks Industry
Banco Internacional del Peru - Interbank Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.22
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of S/.0.22 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Earnings per Share (Diluted) of S/.0.22 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Banco Internacional del Peru - Interbank and its competitors. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #665 out of 1417 companies in the Banks industry, placing it in the top 46.9%.
Is Banco Internacional del Peru - Interbank's Earnings per Share (Diluted) too high?
Banco Internacional del Peru - Interbank's current Earnings per Share (Diluted) is S/.0.22. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #665 out of 1417 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 40/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #665 out of 1417 companies for Earnings per Share (Diluted). This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Earnings per Share (Diluted) is S/.0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Fairly Valued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.1.85 — trading 7.6% above its estimated fair value. The current Earnings per Share (Diluted) is S/.0.22. Banco Internacional del Peru - Interbank's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Earnings per Share (Diluted) is S/.0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.85 is trading 7.6% above its estimated GF Value™ of S/.1.72.
GuruFocus considers Banco Internacional del Peru - Interbank to be Fairly Valued.
Key valuation signals for LIM:INTERBC1:
Earnings per Share (Diluted): S/.0.22
GF Value™: S/.1.72 vs. price of S/.1.85 (7.6% above fair value)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
40GF Score
Get the complete analysis for LIM:INTERBC1
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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