Banco Internacional del Peru - Interbank (LIM:INTERBC1) Shiller PE Ratio: 11.32 (As of Aug. 01, 2026) — 18% Below Median

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LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
37 GF Score
Price S/.2.04
GF Value S/.1.72
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Banco Internacional del Peru - Interbank Shiller PE Ratio?

Banco Internacional del Peru - Interbank LIM:INTERBC1 -3.00% 37 Shiller PE Ratio is 11.32 as of Aug. 01, 2026, which is 18% below its 10-year median of 13.74. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 37/100 and a GF Value™ of S/.1.72 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,236 Banks companies, Banco Internacional del Peru - Interbank ranks better than 67.72% on this metric.

As of today (2026-08-01), Banco Internacional del Peru - Interbank's current share price is S/.2.037. Banco Internacional del Peru - Interbank's E10 for the fiscal year that ended in Dec25 was S/.0.18. Banco Internacional del Peru - Interbank's Shiller PE Ratio for today is 11.32.

The historical rank and industry rank for Banco Internacional del Peru - Interbank's Shiller PE Ratio or its related term are showing as below:

LIM:INTERBC1' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.79   Med: 13.74   Max: 23.22
Current: 11.39

During the past 13 years, Banco Internacional del Peru - Interbank's highest Shiller PE Ratio was 23.22. The lowest was 7.79. And the median was 13.74.

LIM:INTERBC1's Shiller PE Ratio is ranked better than
67.72% of 1236 companies
in the Banks industry
Industry Median: 13.885 vs LIM:INTERBC1: 11.39

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco Internacional del Peru - Interbank's adjusted earnings per share data of for the fiscal year that ended in Dec25 was S/.0.217. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is S/.0.18 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Internacional del Peru - Interbank  (LIM:INTERBC1) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Banco Internacional del Peru - Interbank Shiller PE Ratio Related Terms


Banco Internacional del Peru - Interbank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Banco Internacional del Peru - Interbank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank Shiller PE Ratio Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.59 12.67 8.29 8.27 8.34

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.59 12.67 8.29 8.27 8.34

LIM:INTERBC1 vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's Shiller PE Ratio falls into.


LIM:INTERBC1
37GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Internacional del Peru - Interbank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco Internacional del Peru - Interbank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=2.037/0.18
=11.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Banco Internacional del Peru - Interbank's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.217/324.0540*324.0540
=0.217

Current CPI (Dec25) = 324.0540.

Banco Internacional del Peru - Interbank Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 0.156 241.432 0.209
201712 0.161 246.524 0.212
201812 0.155 251.233 0.200
201912 0.182 256.974 0.230
202012 0.040 260.474 0.050
202112 0.179 278.802 0.208
202212 0.174 296.797 0.190
202312 0.134 306.746 0.142
202412 0.139 315.605 0.143
202512 0.217 324.054 0.217

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 11.32 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Shiller PE Ratio of 11.32 as of Aug. 01, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 18% below median its historical median of 13.74. Over the past decade, Banco Internacional del Peru - Interbank's Shiller PE Ratio has ranged from 7.79 to 23.22. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #399 out of 1236 companies in the Banks industry, placing it in the top 32.3%.
Is Banco Internacional del Peru - Interbank's Shiller PE Ratio too high?
Banco Internacional del Peru - Interbank's current Shiller PE Ratio of 11.32 is 18% below median its 10-year median of 13.74. Over the past 10 years, this metric has ranged from a low of 7.79 to a high of 23.22. The Banks industry median Shiller PE Ratio is 13.89. Banco Internacional del Peru - Interbank's value of 11.32 is 18.5% below this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #399 out of 1236 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #399 out of 1236 companies for Shiller PE Ratio. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median Shiller PE Ratio is 13.89. Banco Internacional del Peru - Interbank's value of 11.32 is 18.5% below this benchmark. Historically, Banco Internacional del Peru - Interbank's own Shiller PE Ratio has ranged from 7.79 to 23.22 over the past decade. While the company's 10-year median is 13.74 vs. the industry median of 13.89, Banco Internacional del Peru - Interbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.89, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Shiller PE Ratio of 11.32 is 18.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Shiller PE Ratio is 11.32, which is 18% below median its own 10-year median of 13.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.72, compared to a current price of S/.2.04 — trading 18.4% above its estimated fair value. The current Shiller PE Ratio is 11.32, which is 18% below median its 10-year median of 13.74 and 18.5% below the Banks industry median of 13.89. Banco Internacional del Peru - Interbank's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Shiller PE Ratio is 11.32 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.2.04 is trading 18.4% above its estimated GF Value™ of S/.1.72. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • Shiller PE Ratio: 11.32 (18% below median its 10-year median of 13.74)
  • GF Value™: S/.1.72 vs. price of S/.2.04 (18.4% above fair value)
  • GF Score™: 37/100 with 4 warning signs
  • Industry Position: 18.5% below the Banks median (#399 of 1236)

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
37GF Score

Get the complete analysis for LIM:INTERBC1

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.2.04
Price
S/.1.72
GF Value