Banco Internacional del Peru - Interbank (LIM:INTERBC1) 3-Year EPS without NRI Growth Rate: 8.30% (As of Dec. 2025) — 38% Above Median

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LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
37 GF Score
Price S/.2.04
GF Value S/.1.73
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank 3-Year EPS without NRI Growth Rate?

Banco Internacional del Peru - Interbank LIM:INTERBC1 -3.00% 37 3-Year EPS without NRI Growth Rate is 8.30% as of Dec. 2025, which is 38% above its 10-year median of 6.00. GuruFocus rates LIM:INTERBC1 with a GF Scoreâ„¢ of 37/100 and a GF Valueâ„¢ of S/.1.73 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,413 Banks companies, Banco Internacional del Peru - Interbank ranks better than 53.08% on this metric.

Banco Internacional del Peru - Interbank's EPS without NRI for the six months ended in Dec. 2025 was S/.0.22.

During the past 12 months, Banco Internacional del Peru - Interbank's average EPS without NRI Growth Rate was 57.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 8.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was 22.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Banco Internacional del Peru - Interbank was 46.80% per year. The lowest was -36.40% per year. And the median was 6.00% per year.


Banco Internacional del Peru - Interbank  (LIM:INTERBC1) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Banco Internacional del Peru - Interbank 3-Year EPS without NRI Growth Rate Related Terms


LIM:INTERBC1 vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's 3-Year EPS without NRI Growth Rate falls into.


LIM:INTERBC1
37GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 8.30% mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a 3-Year EPS without NRI Growth Rate of 8.30% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banco Internacional del Peru - Interbank and its competitors. This is 38% above median its historical median of 6.00. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #663 out of 1413 companies in the Banks industry, placing it in the top 46.9%.
Is Banco Internacional del Peru - Interbank's 3-Year EPS without NRI Growth Rate too high?
Banco Internacional del Peru - Interbank's current 3-Year EPS without NRI Growth Rate of 8.30% is 38% above median its 10-year median of 6.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. Banco Internacional del Peru - Interbank's value of 8.30% is 13.7% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #663 out of 1413 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Scoreâ„¢ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #663 out of 1413 companies for 3-Year EPS without NRI Growth Rate. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. Banco Internacional del Peru - Interbank's value of 8.30% is 13.7% above this benchmark. While the company's 10-year median is 6.00 vs. the industry median of 7.30, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current 3-Year EPS without NRI Growth Rate of 8.30% is 13.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current 3-Year EPS without NRI Growth Rate is 8.30%, which is 38% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.73, compared to a current price of S/.2.04 — trading 17.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 8.30%, which is 38% above median its 10-year median of 6.00 and 13.7% above the Banks industry median of 7.30. Banco Internacional del Peru - Interbank's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current 3-Year EPS without NRI Growth Rate is 8.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.2.04 is trading 17.7% above its estimated GF Value™ of S/.1.73. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • 3-Year EPS without NRI Growth Rate: 8.30% (38% above median its 10-year median of 6.00)
  • GF Value™: S/.1.73 vs. price of S/.2.04 (17.7% above fair value)
  • GF Score™: 37/100 with 4 warning signs
  • Industry Position: 13.7% above the Banks median (#663 of 1413)

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
37GF Score

Get the complete analysis for LIM:INTERBC1

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.2.04
Price
S/.1.73
GF Value