LIM:INTERBC1'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.66 Med: 19.02 Max: 23.87
Current: 17.09
During the past 13 years, Banco Internacional del Peru - Interbank's highest Return-on-Tangible-Equity was 23.87%. The lowest was 4.66%. And the median was 19.02%.
LIM:INTERBC1's Return-on-Tangible-Equity is ranked better than 82.69% of 1525
companies
in the Banks industry
Industry Median: 11.21
vs LIM:INTERBC1: 17.09
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Banco Internacional del Peru - Interbank Return-on-Tangible-Equity Related Terms
Banco Internacional del Peru - Interbank Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Return-on-Tangible-Equity Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.09% mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Return-on-Tangible-Equity of 17.09% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 10% below median its historical median of 19.02. Over the past decade, Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity has ranged from 4.66 to 23.87. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #264 out of 1525 companies in the Banks industry, placing it in the top 17.3%.
Is Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity too high?
Banco Internacional del Peru - Interbank's current Return-on-Tangible-Equity of 17.09% is 10% below median its 10-year median of 19.02. Over the past 10 years, this metric has ranged from a low of 4.66 to a high of 23.87. The Banks industry median Return-on-Tangible-Equity is 11.21. Banco Internacional del Peru - Interbank's value of 17.09% is 52.5% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #264 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #264 out of 1525 companies for Return-on-Tangible-Equity. This places Banco Internacional del Peru - Interbank in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.21. Banco Internacional del Peru - Interbank's value of 17.09% is 52.5% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own Return-on-Tangible-Equity has ranged from 4.66 to 23.87 over the past decade. While the company's 10-year median is 19.02 vs. the industry median of 11.21, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current Return-on-Tangible-Equity of 17.09% is 52.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Return-on-Tangible-Equity is 17.09%, which is 10% below median its own 10-year median of 19.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.93 — trading 12.9% above its estimated fair value. The current Return-on-Tangible-Equity is 17.09%, which is 10% below median its 10-year median of 19.02 and 52.5% above the Banks industry median of 11.21. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Return-on-Tangible-Equity is 17.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.93 is trading 12.9% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Return-on-Tangible-Equity: 17.09% (10% below median its 10-year median of 19.02)
GF Value™: S/.1.71 vs. price of S/.1.93 (12.9% above fair value)
Industry Position: 52.5% above the Banks median (#264 of 1525)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
Get the complete analysis for LIM:INTERBC1
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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