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Banco Internacional del Peru - InterbankLIM:INTERBC1 41 Intrinsic Value: Projected FCF is S/.2.57 as of Aug. 11, 2026, which is 100% below its 10-year median of 1.76. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 41/100 and a GF Value™ of S/.1.73 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,262 Banks companies, Banco Internacional del Peru - Interbank ranks worse than 71.16% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
LIM:INTERBC1'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.58 Med: 1.76 Max: 4.28
Current: 0.79
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Banco Internacional del Peru - Interbank was 4.28. The lowest was 0.58. And the median was 1.76.
LIM:INTERBC1's Price-to-Projected-FCF is ranked worse than 71.16% of 1262
companies
in the Banks industry
Industry Median: 0.58
vs LIM:INTERBC1: 0.79
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Banco Internacional del Peru - Interbank's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
2.02
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Intrinsic Value: Projected FCF Related Terms
Banco Internacional del Peru - Interbank Intrinsic Value: Projected FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Intrinsic Value: Projected FCF Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Intrinsic Value: Projected FCF Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Price-to-Projected-FCF vs Banks Industry
Banco Internacional del Peru - Interbank Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of S/.2.57 mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Intrinsic Value: Projected FCF of S/.2.57 as of Aug. 11, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 89% below median its historical median of 1.76. Over the past decade, Banco Internacional del Peru - Interbank's Intrinsic Value: Projected FCF has ranged from 0.58 to 4.28. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #898 out of 1262 companies in the Banks industry, placing it in the top 71.2%.
Is Banco Internacional del Peru - Interbank's Intrinsic Value: Projected FCF too high?
Banco Internacional del Peru - Interbank's current Intrinsic Value: Projected FCF of S/.2.57 is 89% below median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 4.28. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #898 out of 1262 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 41/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Intrinsic Value: Projected FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #898 out of 1262 companies for Intrinsic Value: Projected FCF. This places Banco Internacional del Peru - Interbank in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.58. Historically, Banco Internacional del Peru - Interbank's own Intrinsic Value: Projected FCF has ranged from 0.58 to 4.28 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.58, based on 1,262 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Intrinsic Value: Projected FCF is S/.2.57, which is 89% below median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.73, compared to a current price of S/.2.02 — trading 16.8% above its estimated fair value. The current Intrinsic Value: Projected FCF is S/.2.57, which is 89% below median its 10-year median of 1.76. Banco Internacional del Peru - Interbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Intrinsic Value: Projected FCF is S/.2.57 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.2.02 is trading 16.8% above its estimated GF Value™ of S/.1.73.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Intrinsic Value: Projected FCF: S/.2.57 (89% below median its 10-year median of 1.76)
GF Value™: S/.1.73 vs. price of S/.2.02 (16.8% above fair value)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
41GF Score
Get the complete analysis for LIM:INTERBC1
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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