This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
LIM:INTERBC1'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.53 Med: 0.9 Max: 1.69
Current: 0.67
During the past 13 years, the highest Price to Median PS Value of Banco Internacional del Peru - Interbank was 1.69. The lowest was 0.53. And the median was 0.90.
LIM:INTERBC1's Price-to-Median-PS-Value is ranked better than 90.41% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs LIM:INTERBC1: 0.67
Banco Internacional del Peru - Interbank (LIM:INTERBC1) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Banco Internacional del Peru - Interbank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.90
/
2.84
=
0.67
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Median PS Value Related Terms
Banco Internacional del Peru - Interbank Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank Median PS Value Chart
Banco Internacional del Peru - Interbank Annual Data
LIM:INTERBC1 vs PNC, USB: Median PS Value Comparison
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Banco Internacional del Peru - Interbank's Price-to-Median-PS-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Median PS Value of S/.2.84 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 78% below median its historical median of 0.90. Over the past decade, Banco Internacional del Peru - Interbank's Median PS Value has ranged from 0.53 to 1.69. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #100 out of 1043 companies in the Banks industry, placing it in the top 9.6%.
Is Banco Internacional del Peru - Interbank's Median PS Value too high?
Banco Internacional del Peru - Interbank's current Median PS Value of S/.2.84 is 78% below median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.69. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #100 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #100 out of 1043 companies for Median PS Value. This places Banco Internacional del Peru - Interbank in the top 10% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.09. Historically, Banco Internacional del Peru - Interbank's own Median PS Value has ranged from 0.53 to 1.69 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current Median PS Value is S/.2.84, which is 78% below median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Median PS Value is S/.2.84, which is 78% below median its 10-year median of 0.90. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Median PS Value is S/.2.84 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
Median PS Value: S/.2.84 (78% below median its 10-year median of 0.90)
GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
Get the complete analysis for LIM:INTERBC1
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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