Banco Internacional del Peru - Interbank (LIM:INTERBC1) Enterprise Value: S/.9,120 Mil (As of Jun. 25, 2026) ***


LIM:INTERBC1 Banco Internacional del Peru - Interbank LIM:INTERBC1
39 GF Score
Price S/.1.90
GF Value S/.1.71
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Banco Internacional del Peru - Interbank Enterprise Value?

Banco Internacional del Peru - Interbank LIM:INTERBC1 39 Enterprise Value is S/.9,120 Mil as of Jun. 25, 2026. GuruFocus rates LIM:INTERBC1 with a GF Score™ of 39/100 and a GF Value™ of S/.1.71 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Banco Internacional del Peru - Interbank's Enterprise Value is S/.9,120 Mil. Banco Internacional del Peru - Interbank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was S/.5,220 Mil. Therefore, Banco Internacional del Peru - Interbank's EV-to-Revenue ratio for today is 1.75.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Banco Internacional del Peru - Interbank's Enterprise Value is S/.9,120 Mil. Banco Internacional del Peru - Interbank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was S/.1,953 Mil. Therefore, Banco Internacional del Peru - Interbank's EV-to-OCF ratio for today is 4.67.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Banco Internacional del Peru - Interbank's Enterprise Value is S/.9,120 Mil. Banco Internacional del Peru - Interbank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.1,566 Mil. Therefore, Banco Internacional del Peru - Interbank's EV-to-FCF ratio for today is 5.82.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Banco Internacional del Peru - Interbank  (LIM:INTERBC1) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Banco Internacional del Peru - Interbank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=9120.391/5219.732
=1.75

Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was S/.5,220 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Banco Internacional del Peru - Interbank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=9120.391/1953.364
=4.67

Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was S/.1,953 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Banco Internacional del Peru - Interbank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=9120.391/1565.969
=5.82

Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.1,566 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banco Internacional del Peru - Interbank Enterprise Value Related Terms


Banco Internacional del Peru - Interbank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Banco Internacional del Peru - Interbank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Internacional del Peru - Interbank Enterprise Value Chart

Banco Internacional del Peru - Interbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,611.28 11,791.15 9,086.10 6,563.00 6,434.05

Banco Internacional del Peru - Interbank Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,611.28 11,791.15 9,086.10 6,563.00 6,434.05

LIM:INTERBC1 vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Internacional del Peru - Interbank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Banco Internacional del Peru - Interbank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Banco Internacional del Peru - Interbank's Enterprise Value falls into.


LIM:INTERBC1
39GF Score
Banco Internacional del Peru - Interbank LIM:INTERBC1
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Internacional del Peru - Interbank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Banco Internacional del Peru - Interbank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Banco Internacional del Peru - Interbank's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of S/.9,120 Mil mean?
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a Enterprise Value of S/.9,120 Mil as of Jun. 25, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco Internacional del Peru - Interbank and its competitors.
Is Banco Internacional del Peru - Interbank's Enterprise Value too high?
Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's Enterprise Value compare to PNC and USB?
Banco Internacional del Peru - Interbank's Enterprise Value of S/.9,120 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banco Internacional del Peru - Interbank and its competitors. Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current Enterprise Value is S/.9,120 Mil. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current Enterprise Value is S/.9,120 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued. The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71. GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.

Key valuation signals for LIM:INTERBC1:

  • Enterprise Value: S/.9,120 Mil
  • GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Internacional del Peru - Interbank Business Description

Address Avenida Carlos Villaran Number 140, Urb Santa Catalina, La Victoria, Lima, PER
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score

Get the complete analysis for LIM:INTERBC1

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S/.1.90
Price
S/.1.71
GF Value