LIM:INTERBC1's EV-to-FCF is ranked better than 52.98% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs LIM:INTERBC1: 5.82
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Internacional del Peru - Interbank's PE Ratio (TTM) for today is calculated as:
Banco Internacional del Peru - Interbank's share price for today is S/.1.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.0.217.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco Internacional del Peru - Interbank EV-to-FCF Related Terms
Banco Internacional del Peru - Interbank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank EV-to-FCF Chart
Banco Internacional del Peru - Interbank Annual Data
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank EV-to-FCF vs Banks Industry
Banco Internacional del Peru - Interbank's current Enterprise Value is S/.9,120 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Internacional del Peru - Interbank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.1,566 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a EV-to-FCF of 5.82 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 268% above median its historical median of 1.58. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #560 out of 1191 companies in the Banks industry, placing it in the top 47%.
Is Banco Internacional del Peru - Interbank's EV-to-FCF too high?
Banco Internacional del Peru - Interbank's current EV-to-FCF of 5.82 is 268% above median its 10-year median of 1.58. The Banks industry median EV-to-FCF is 6.56. Banco Internacional del Peru - Interbank's value of 5.82 is 11.3% below this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #560 out of 1191 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #560 out of 1191 companies for EV-to-FCF. This puts Banco Internacional del Peru - Interbank in the upper half of its industry. The industry median EV-to-FCF is 6.56. Banco Internacional del Peru - Interbank's value of 5.82 is 11.3% below this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 6.56, Banco Internacional del Peru - Interbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current EV-to-FCF of 5.82 is 11.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current EV-to-FCF is 5.82, which is 268% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current EV-to-FCF is 5.82, which is 268% above median its 10-year median of 1.58 and 11.3% below the Banks industry median of 6.56. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current EV-to-FCF is 5.82 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
EV-to-FCF: 5.82 (268% above median its 10-year median of 1.58)
GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
Industry Position: 11.3% below the Banks median (#560 of 1191)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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