LIM:INTERBC1's PB Ratio is ranked worse than 66.4% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs LIM:INTERBC1: 1.30
During the past 12 months, Banco Internacional del Peru - Interbank's average Book Value Per Share Growth Rate was 16.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Internacional del Peru - Interbank was 16.40% per year. The lowest was -0.70% per year. And the median was 7.85% per year.
Back to Basics: PB Ratio
Banco Internacional del Peru - Interbank (LIM:INTERBC1) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Internacional del Peru - Interbank PB Ratio Related Terms
Banco Internacional del Peru - Interbank PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Internacional del Peru - Interbank PB Ratio Chart
Banco Internacional del Peru - Interbank Annual Data
For the Banks - Regional subindustry, Banco Internacional del Peru - Interbank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Internacional del Peru - Interbank PB Ratio vs Banks Industry
Banco Internacional del Peru - Interbank PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Internacional del Peru - Interbank (LIM:INTERBC1) has a PB Ratio of 1.30 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Internacional del Peru - Interbank and its competitors. This is 45% below median its historical median of 2.36. Over the past decade, Banco Internacional del Peru - Interbank's PB Ratio has ranged from 1.03 to 3.38. According to the industry distribution chart, Banco Internacional del Peru - Interbank ranks #1006 out of 1515 companies in the Banks industry, placing it in the top 66.4%.
Is Banco Internacional del Peru - Interbank's PB Ratio too high?
Banco Internacional del Peru - Interbank's current PB Ratio of 1.30 is 45% below median its 10-year median of 2.36. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 3.38. The Banks industry median PB Ratio is 1.08. Banco Internacional del Peru - Interbank's value of 1.30 is 20.4% above this industry median. Based on the distribution chart, Banco Internacional del Peru - Interbank ranks #1006 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Internacional del Peru - Interbank has a GF Score™ of 39/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Internacional del Peru - Interbank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Internacional del Peru - Interbank ranks #1006 out of 1515 companies for PB Ratio. This places Banco Internacional del Peru - Interbank in the lower half of its industry. The industry median PB Ratio is 1.08. Banco Internacional del Peru - Interbank's value of 1.30 is 20.4% above this benchmark. Historically, Banco Internacional del Peru - Interbank's own PB Ratio has ranged from 1.03 to 3.38 over the past decade. While the company's 10-year median is 2.36 vs. the industry median of 1.08, Banco Internacional del Peru - Interbank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Internacional del Peru - Interbank's current PB Ratio of 1.30 is 20.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Internacional del Peru - Interbank and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Internacional del Peru - Interbank's current PB Ratio is 1.30, which is 45% below median its own 10-year median of 2.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Internacional del Peru - Interbank stock overvalued right now?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank (LIM:INTERBC1) is currently considered Modestly Overvalued. The stock's GF Value™ is S/.1.71, compared to a current price of S/.1.90 — trading 11.1% above its estimated fair value. The current PB Ratio is 1.30, which is 45% below median its 10-year median of 2.36 and 20.4% above the Banks industry median of 1.08. Banco Internacional del Peru - Interbank's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Internacional del Peru - Interbank (LIM:INTERBC1), the current PB Ratio is 1.30 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Internacional del Peru - Interbank (LIM:INTERBC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Internacional del Peru - Interbank stock appears to be overvalued.
The current stock price of S/.1.90 is trading 11.1% above its estimated GF Value™ of S/.1.71.
GuruFocus considers Banco Internacional del Peru - Interbank to be Modestly Overvalued.
Key valuation signals for LIM:INTERBC1:
PB Ratio: 1.30 (45% below median its 10-year median of 2.36)
GF Value™: S/.1.71 vs. price of S/.1.90 (11.1% above fair value)
Industry Position: 20.4% above the Banks median (#1006 of 1515)
No single metric tells the full story. See the LIM:INTERBC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Internacional del Peru - Interbank Business Description
Banco Internacional del Peru - Interbank provides banking and related financial services. The company performs all banking functions with its main business being attracting money and lending to companies and individuals. Its products inlcude credits cars, debit cards, savings accounts, salary account, personal loan, vehicle credit, mortgages, investment funds and deposit, interbank insurance, sending and receiving money, pay bills and currency exchange.
39GF Score
Get the complete analysis for LIM:INTERBC1
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